Ah, a vacation sounds lovely right now. Instead I’m at home working and trying to get all my mortgage papers in order. Sigh.

Instead, we’ll dream about the Carnival of Personal Finance #213 hosted by Man vs. Debt from New Zealand!  He included my post about paying more than a home’s appraised value. I also recommed M is for Money’s tips about the home inspection.

M is Money also hosted the Festival of Frugality #186. In addition to my post about the new home appraisal process, I also recommend Bargaineering’s tip about square foot gardening. I have a big space for my new garden, but I may borrow some of the tips in the comments to make it more effective.

Money Beagle hosts Money Hacks Carnival #73. In addition to my post about being productive while working from home, I also recommend this list of Twitter job feeds, to make your search for a job more productive.

A bit of an early blog round-up this week because I’m taking tomorrow off from blogging. Yay vacation!

This week, we first have the Carnival of Personal Finance #211 hosted by Green Panda Treehouse. In addition to my post about tax credits motivating you to buy something, I also recommend Financial Highway’s debate about the meaning of money.

Next, the Festival of Frugality #184 hosted by My Frugal Adventures.  In addition to my post about affordable ways to update your home, I also recommend Frugally Green’s tips for getting the most out of your appliances.

Finally, Money Hacks Carnival #71 hosted by the Canadian Finance Blog. In addition to my post about getting a second opinion on your first home, I also recommend Affine Financial Service’s discussion about title insurance.

That sounds like a brilliant honeymoon activity right now! They could arrange whole package tours where couples go from bank to bank punching their blow-up logos. I’m sensing a growth industry. Even in good times, people still hate banks.

But I digress…

Carnival of Personal Finance #210 hosted by Suburban Dollar included my post about finding the right house . I also recommend Searchlight Crusades post about finding the right loan – if you can’t find an affordable loan for the long-term, it’s not the right house.

Festival of Frugality hosted by Financial Highway included my post about  keeping your head in a real estate bidding war. I also recommend Bible Money Matters post about using the first time buyers credit as a down payment or to cover closing costs if you’re doing an FHA loan.

Money Hacks Carnival hosted by Blogging Banks included my post about  saving money on travel. I also recommend Studenomics post about being a great host for travelers.

Another week, another set of three carnivals.

First up, Living Almost Large presents the 209th Carnival of Personal Finance.  She named my rant about the Cash for Clunkers program as an editor’s pick. In addition, I recommend Punch Debt In the Face’s debate about whether using credit cards will send you to hell. My answer: no. It’s just a tool people, not a sin.

Next, the Festival of Frugality #102 hosted by Stupid Cents. In addition to my post about homemade microwave popcorn, I also recommend Thrifty Jinxy’s tips for reducing your baking costs – including a great one for making your own self-rising flour. I would totally do that if it weren’t for my food intolerance.

Last, the Money Hacks Carnival #69 at Own the Dollar. In addition to my post about buying gold, I also recommend MoneyNing’s tips for including CDs in your portfolio.

We’ve got baseball, basketball, and hockey all happening at the same time, which is a good diversion from personal finance worries if you like sports. If you’re like me, then, um have a lobster roll instead.

If you want to worry about personal finance, we’ve got the personal finance blog carnival round-up. Yay!

First up, the Carnival of Personal Finance #208 hosted by Money Under 30.  Despite being over 30, I got an editor’s pick with my post about how the GM bankruptcy affects you. I also recommend Beyond Paycheck to Paycheck’s advice about when to repair a car and when to buy a new one.

Next up, the Festival of Frugality hosted by Personal Finance Analyst. I earned something called a groundball with my post about reducing your property tax. I also recommend Practicing Thrifts tips for frugal home decor. Use some of that property tax savings to spruce up your home with flea market finds.

Finally, the Money Hacks Carnival #68 hosted by Financial Highway. In addition to my post on cheap hobbies, I also recommend Love Hacks’ ideas for cheap dates - in case you get bored with your hobbies.

I’m getting better at this titling thing! So this week we have three blog carnivals to share.

First, Carnival of Personal Finance #207 hosted by Funny About Money.  In addition to my post about key budget items, I also recommend Tough Money Love’s post suggesting  a simple way to feel wealthy – contro l your bill payment schedule.

Second, the Festival of Frugality #180 hosted by Frugal for Life. In addition to my post about our 50% savings success this month, I also recommend A Modern Gal’s comparison between learning to save and adopting a new fitness regimen.

Finally, the Money Hacks Carnival #76 hosted by Man vs. Debt.  In addition to my post about cheap summer entertainment, I also recommend Be a Survivor’s 15 simple ways to save money.

Okay, everybody in the van. It’s time for the annual family vacation, wherein the kids fight in the backseat, everyone’s miserable, and someone gets left at the gas station. Sounds fun!

Or we could just recap this week’s blog carnivals.

First, the Carnival of Personal Finance #206 hosted by Greener Pastures. In addition to my post about what you would do if the bank made an error in your favor, I also recommend Money Ning’s article about knowing what to do when the opposite happens so you can dispute it successfully.

Second, the Money Hacks Carnival #66 hosted by Passive Family Income. In addition to my post about stupid banks, I also recommed My Life ROI’s tips for avoiding identity theft, because right now the banks have enough to deal with – they can’t protect you fully.

Otters are strange creatures, and I never knew they could pay it forward. Maybe it depends on how many oysters you give them. This week, I have just two oysters to share.

First, the Carnival of Personal Finance #205 hosted by Wise Bread.  In addition to my stabby post about handbags, I also recommend Fabulously Broke in the City’s warning to factor in the cost of accessories, for example, will you need a new wallet to go with the handbag?

Second, the Money Hacks Carnival #65 hosted by Stretchy Dollar.  In addition to my post about vision insurance (mine just saved me about $350), I also recommend Ms. Smarty Pants’ analysis of whether Costco saves money. If you don’t have vision insurance, add vision care to your Costco comparison list.

Well, it is summer, so I suppose it’s apple pie season (which is odd, really, because apples are a winter fruit and yet we think of apple pies and the 4th of July together.) Anyway, I digress. So let’s get straight to it.

First, the Carnival of Personal Finance #204 hosted by Earn What You Spend.  In addition to my post about determining house affordability, I also recommend My Dollar Plan’s auction experience. If you plan to buy at auction, read this first.

Second, the Festival of Frugality #177 hosted by Savings Not Shoes. In addition to my post about staying cool this summer, I also recommend the note from the husband at the Bargain Jargon. Not related, just hilarious.

Third, the Money Hacks Carnival #64 hosted by My Life ROI. In addition to my post recounting my recent credit limit reduction, I also recommend Bargaineerin’s analysis of a good credit score.

Yeah, it’s  a stretch, but it’s the best I could do.

First up, the Carnival of Personal Finance #203 hosted by Weakonomics.  In addition to my post about the real estate offer process, I also recommend Steadfast Finance’s reminder that your income really does matter, even with home prices down.

Second, the Festival of Frugality hosted by Always the Planner. In addition to my post about the home office deduction, I also recommend Free From Broke’s tips for using your tax refund.

Third, the Money Hacks Carnival at I Pick Up Pennies.  In addition to my post about mortgage points, I also recommend No Debt Plan’s tips for negotiating closing costs if you’re refinancing.

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