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	<title>Comments on: When to Say Yes or No to a Christmas Gift Exchange</title>
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	<link>http://www.soundmoneymatters.com/christmas-gift-exchange/</link>
	<description>How to Manage Money More Easily</description>
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		<title>By: Estate Taxes</title>
		<link>http://www.soundmoneymatters.com/christmas-gift-exchange/comment-page-1/#comment-3217</link>
		<dc:creator>Estate Taxes</dc:creator>
		<pubDate>Thu, 19 Nov 2009 03:50:59 +0000</pubDate>
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		<description>Exchanging gifts during Christmas with the persons you get along with for a long time isn&#039;t bad at all. Actually it&#039;s one of the delightful moments especially if you celebrate it with your family and friends. Sometimes it&#039;s hard to pick the right present for a particular person if you don&#039;t have enough budget. So why don&#039;t you save your money months before Christmas to avoid such instance right?</description>
		<content:encoded><![CDATA[<p>Exchanging gifts during Christmas with the persons you get along with for a long time isn&#8217;t bad at all. Actually it&#8217;s one of the delightful moments especially if you celebrate it with your family and friends. Sometimes it&#8217;s hard to pick the right present for a particular person if you don&#8217;t have enough budget. So why don&#8217;t you save your money months before Christmas to avoid such instance right?</p>
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		<title>By: Aryn</title>
		<link>http://www.soundmoneymatters.com/christmas-gift-exchange/comment-page-1/#comment-1618</link>
		<dc:creator>Aryn</dc:creator>
		<pubDate>Thu, 04 Dec 2008 19:34:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.soundmoneymatters.com/christmas-gift-exchange/#comment-1618</guid>
		<description>Wow, Cadelle, that puts you in a tough spot. I&#039;m sure they think they&#039;re doing it for morale, but I don&#039;t see how forcing people to spend money improves morale! I don&#039;t know much about the military, but maybe you could complain higher up the chain?</description>
		<content:encoded><![CDATA[<p>Wow, Cadelle, that puts you in a tough spot. I&#8217;m sure they think they&#8217;re doing it for morale, but I don&#8217;t see how forcing people to spend money improves morale! I don&#8217;t know much about the military, but maybe you could complain higher up the chain?</p>
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		<title>By: Rich</title>
		<link>http://www.soundmoneymatters.com/christmas-gift-exchange/comment-page-1/#comment-1617</link>
		<dc:creator>Rich</dc:creator>
		<pubDate>Thu, 04 Dec 2008 19:01:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.soundmoneymatters.com/christmas-gift-exchange/#comment-1617</guid>
		<description>Just make the move!  If this isn&#039;t the year then when?  We are facing an very bleak 2009.  Do we want to start the year with a Christmas credit card bill?!  Check out OptOutGiftExchange.com. You can register for free and build your profile stating your gift exchange preference. It can vary from a set spending limit to an Opt Out preference completetly! Send your profile to your exchange list in the form of an invitation or &quot;buzz&quot; and await their acceptance. Then sit back and enjoy a stress free special occasion the way it was meant to be! It&#039;s a rapidly growing sentiment especially in these tough economic times. This will pay dividends for years to come.  Wall street can&#039;t even claim that now.  Good luck.</description>
		<content:encoded><![CDATA[<p>Just make the move!  If this isn&#8217;t the year then when?  We are facing an very bleak 2009.  Do we want to start the year with a Christmas credit card bill?!  Check out OptOutGiftExchange.com. You can register for free and build your profile stating your gift exchange preference. It can vary from a set spending limit to an Opt Out preference completetly! Send your profile to your exchange list in the form of an invitation or &#8220;buzz&#8221; and await their acceptance. Then sit back and enjoy a stress free special occasion the way it was meant to be! It&#8217;s a rapidly growing sentiment especially in these tough economic times. This will pay dividends for years to come.  Wall street can&#8217;t even claim that now.  Good luck.</p>
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		<title>By: Cadelle</title>
		<link>http://www.soundmoneymatters.com/christmas-gift-exchange/comment-page-1/#comment-1615</link>
		<dc:creator>Cadelle</dc:creator>
		<pubDate>Thu, 04 Dec 2008 03:37:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.soundmoneymatters.com/christmas-gift-exchange/#comment-1615</guid>
		<description>So... how do you bow out of a gift exchange if you&#039;re in the military?  My command is doing a mandatory secret santa, revealed to us a week after payday and the gift is due before the next pay period.  I don&#039;t have it.  I just don&#039;t.  Living on an e2&#039;s basic pay in Los Angeles is pretty rough and paying off serious debt and repairing a car that is just short of a lemon for the third time this quarter... I got nothing.  Any suggestions?  Anyone?</description>
		<content:encoded><![CDATA[<p>So&#8230; how do you bow out of a gift exchange if you&#8217;re in the military?  My command is doing a mandatory secret santa, revealed to us a week after payday and the gift is due before the next pay period.  I don&#8217;t have it.  I just don&#8217;t.  Living on an e2&#8217;s basic pay in Los Angeles is pretty rough and paying off serious debt and repairing a car that is just short of a lemon for the third time this quarter&#8230; I got nothing.  Any suggestions?  Anyone?</p>
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		<title>By: Mary@SimplyForties</title>
		<link>http://www.soundmoneymatters.com/christmas-gift-exchange/comment-page-1/#comment-1541</link>
		<dc:creator>Mary@SimplyForties</dc:creator>
		<pubDate>Fri, 21 Nov 2008 01:20:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.soundmoneymatters.com/christmas-gift-exchange/#comment-1541</guid>
		<description>I really dislike gift exchanges with co-workers or club people, anyone except people who would be on my gift list anyway.  I also don&#039;t want to get odd gifts from those people so I&#039;m with you on this one.  I do want to point out, though, that saying you&#039;ll do it and then bailing out is pretty bad.  Whomever you were supposed to be buying a gift for will end up standing there empty-handed at the big reveal.  That&#039;s pretty tacky.  If you&#039;re not going to do it, man (or woman) up and say no!</description>
		<content:encoded><![CDATA[<p>I really dislike gift exchanges with co-workers or club people, anyone except people who would be on my gift list anyway.  I also don&#8217;t want to get odd gifts from those people so I&#8217;m with you on this one.  I do want to point out, though, that saying you&#8217;ll do it and then bailing out is pretty bad.  Whomever you were supposed to be buying a gift for will end up standing there empty-handed at the big reveal.  That&#8217;s pretty tacky.  If you&#8217;re not going to do it, man (or woman) up and say no!</p>
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