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	<title>Sound Money Matters</title>
	<link>http://www.soundmoneymatters.com</link>
	<description>How to Manage Money More Easily</description>
	<lastBuildDate>Tue, 09 Feb 2010 11:00:44 +0000</lastBuildDate>
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		<title>Are Credit Cards Evil Traps?</title>
		<description><![CDATA[Are credit cards evil or are they tools? Today I look at the evil side of the argument. Tomorrow I debate whether they’re just tools. I’m not sure there’s any single correct answer, though.
]]></description>
		<link>http://www.soundmoneymatters.com/are-credit-cards-evil-traps/</link>
			</item>
	<item>
		<title>Should You Move Your Money to a Small Bank?</title>
		<description><![CDATA[There is a movement afoot that encourages people to move their money to small banks. It’s attracted major press and some big name supporters, but does it have as many advantages as they would lead you to believe? What are the risks of moving to a small bank?
]]></description>
		<link>http://www.soundmoneymatters.com/move-your-money/</link>
			</item>
	<item>
		<title>What Happens if You Default on Student Loans</title>
		<description><![CDATA[In addition to some people opting to walk away from their mortgages, the temptation to default on student loans is growing. Unfortunately, defaulting on student loans can have even worse consequences than defaulting on a mortgage. So, let’s go over what will happen if you default, and options for avoiding default.
What Qualifies as Default?
The government [...]]]></description>
		<link>http://www.soundmoneymatters.com/tudent-loan-default/</link>
			</item>
	<item>
		<title>Should You Be an Innovator or a Laggard with New Products?</title>
		<description><![CDATA[When it comes to buying something, I’m usually somewhere in the early or late majority – I’m never the first person to adopt a new product. Where do you stand and which makes the most financial sense?
]]></description>
		<link>http://www.soundmoneymatters.com/825/</link>
			</item>
	<item>
		<title>Tips for Filing FSA Claims</title>
		<description><![CDATA[If you don’t have an FSA debit card, or can’t use the card for all your transactions, you’ll need to file flexible spending account claims. After just a few weeks of using our new program, I’ve already learned a few tricks for making the claims process go more smoothly.
]]></description>
		<link>http://www.soundmoneymatters.com/fsa-claims/</link>
			</item>
	<item>
		<title>How to Cope with a Spouse or Child’s Hospitalization</title>
		<description><![CDATA[Having a spouse or child in the hospital is stressful, even if you know it’s coming. While my husband has been in the hospital, I’ve learned a few things about making it a little less stressful for myself.
]]></description>
		<link>http://www.soundmoneymatters.com/tips-hospitalization/</link>
			</item>
	<item>
		<title>A Financial Adviser’s Top 5 Tips for 2010</title>
		<description><![CDATA[I asked Financial Adviser Michelle Bless for her top 5 financial tips for 2010. She’s got some great tips about Roth IRAs, emergency funds, real estate, calculating your net worth, teaching your kids about money.
]]></description>
		<link>http://www.soundmoneymatters.com/5-financial-tips-2010/</link>
			</item>
	<item>
		<title>Create a Year-End Spending Summary</title>
		<description><![CDATA[I just reviewed my American Express year-end spending summary and was surprised by some of the expenses. If you’ve never made a year-end summary, you should. It will be eye-opening. Find out how to make one.
]]></description>
		<link>http://www.soundmoneymatters.com/year-end-spending-summary/</link>
			</item>
	<item>
		<title>Five Frugal Valentine&#8217;s Day Tips</title>
		<description><![CDATA[I’m a Valentine’s Day scrooge, I admit it. At the same time, I struggle every year to remember it’s just a day and I don’t need to get into the spirit. Since my husband will be recovering from surgery this V-Day, I may just beat the itch this year. If you’re still in V-Day recovery yourself, here are five ways to at least keep it frugal.
]]></description>
		<link>http://www.soundmoneymatters.com/frugal-valentines-day/</link>
			</item>
	<item>
		<title>Should You Choose Your Payment for Auto Insurance?</title>
		<description><![CDATA[I’ve been watching these Progressive commercials that encourage you to name your price for auto insurance. I see the appeal of the offer for hotels and flights, and have even done so, but I’m not convinced that’s a good idea when it comes to auto insurance.]]></description>
		<link>http://www.soundmoneymatters.com/name-price-auto-insurance/</link>
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