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	<title>Sound Money Matters</title>
	<link>http://www.soundmoneymatters.com</link>
	<description>How to Manage Money More Easily</description>
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		<title>Adventures in Homeownership: 7 Months and Counting</title>
		<description><![CDATA[I haven’t updated you on our adventures in homeownership in a few months, so here’s a month 7 update on all the new things I’m learning. As usual, we’ve had ups, downs, and a couple hard lessons.]]></description>
		<link>http://www.soundmoneymatters.com/homeownership-month-7/</link>
			</item>
	<item>
		<title>2009 TurboTax Online Review</title>
		<description><![CDATA[You’ve read my reviews of TaxAct and H&#038;R Block, now see how TurboTax compare and enter to win a free Federal and State return. 
W-2 Import screen]]></description>
		<link>http://www.soundmoneymatters.com/2009-turbotax-review/</link>
			</item>
	<item>
		<title>Due Date Chasing Is Not Budgeting</title>
		<description><![CDATA[omeone I know told me that he “budgets” by finding out how late he can pay a bill without getting a late fee. And not just credit cards. He does this with his mortgage. That’s a big gamble to take for such a big bill, and a stupid way to budget.
]]></description>
		<link>http://www.soundmoneymatters.com/due-date-chasing/</link>
			</item>
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		<title>Don’t Blow Your New Pay Raise</title>
		<description><![CDATA[Many employers are finally offering raises to those employees who still have jobs. If you’re among the lucky bunch, it’s tempting to go back to your old spending ways, but this is a great opportunity to use the “extra” funds to save more or boost your retirement.
]]></description>
		<link>http://www.soundmoneymatters.com/pay-raise/</link>
			</item>
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		<title>How to Make a Window Cornice</title>
		<description><![CDATA[I like to sew, but I haven’t yet chosen the fabric for the room where I’m making curtains. I did want to make window cornices however. If you don’t like to sew, these are the window covering option for you, and here are complete instructions.
]]></description>
		<link>http://www.soundmoneymatters.com/window-cornice/</link>
			</item>
	<item>
		<title>Last Day to Enter for the Tax Software</title>
		<description><![CDATA[This is the last day to enter my H&#38;R Block tax software giveaway. All entries must be received by today at 6PM PST. Simply comment on my H&#38;R Block review post to enter. Make sure to leave a valid email address.
]]></description>
		<link>http://www.soundmoneymatters.com/last-day-to-enter-for-the-tax-software/</link>
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		<title>Should You Max Out Retirement or Pay Off the Mortgage?</title>
		<description><![CDATA[Paying off the mortgage early is all the rage these days, but you shouldn’t let the idea of not having a mortgage overtake your other goals, like retirement. To prove the case, I run the numbers on paying off the mortgage vs. maxing out retirement.
]]></description>
		<link>http://www.soundmoneymatters.com/retirement-or-mortgage/</link>
			</item>
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		<title>Don’t Have Financial Discussions on the Fly</title>
		<description><![CDATA[This week, my husband and I accidentally paid the mortgage twice. We called the bank to tell them not to apply it to the principal. Not because I’m opposed to that, but because that wasn’t in our financial plan right now. So how did we make such a huge mistake? Find out, and find out why I will never have another financial discussion on the fly.
]]></description>
		<link>http://www.soundmoneymatters.com/don%e2%80%99t-have-financial-discussions-on-the-fly/</link>
			</item>
	<item>
		<title>All About Disability Insurance</title>
		<description><![CDATA[I was recently surprised to discover that only five states operate disability insurance programs. The insurance is available to residents of other states, but it works a little differently. Regardless, I believe everyone should have disability insurance, even if you have to buy it as a private plan.
]]></description>
		<link>http://www.soundmoneymatters.com/disability-insurance/</link>
			</item>
	<item>
		<title>How Many Credit Cards Do You Need?</title>
		<description><![CDATA[I recently discovered that I’d had eight credit cards closed for inactivity and the credit limit on one cut in half. None of that affected my credit score. So, if your bank is threatening to cancel or reduce your cards, maybe you don’t need to fight them. After all, how many credit cards do you need?
]]></description>
		<link>http://www.soundmoneymatters.com/credit-cards-need/</link>
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