June 2007

How to Create an Emergency Kit

Now that your emergency preparedness documents are in order, you need to create an emergency kit to ensure that you can survive a disaster for a few days. I first learned about these when my elementary school teacher sent us all home with gallon-size Ziploc bags and instructions to fill them with non-perishable foods, and then bring them back. Since then, I’ve made sure to keep a kit in my…
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That Makes Me Stabby: Buy for Breast Cancer

It’s October, which means it’s Breast Cancer Awareness month. The fight against breast cancer is a cause near and dear to my heart. After my aunt died from the disease, I used part of my inheritance to make a sizable donation to a breast cancer charity. I continue to give what I can. I don’t, however, buy “pink” products that claim to make donations to charity. I also…
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Should You Choose Your Payment for Auto Insurance?

Recently Progressive Insurance has taken a tactic from Priceline and offered customers the option to “Name Your Price” for auto insurance. Now, it’s one thing to name your price for a hotel or an airline ticket, neither of which really make a huge difference in your life, but naming your own price for auto insurance could be a gamble with your financial future. Advantages of Naming Your Price…
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If You Have Money to Spare, Donate to Charity

Now that my husband and I are more financially secure, we’re developing a plan to donate money to charity monthly. We’ll choose 3-4 charities and rotate the money between them. Most charities are suffering right now due to the failing economy. If you have a little spare cash or creativity, you can find ways to donate to charity even in tough times. If you don’t already have charities…
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When Have You Played the Financial Fool?

It’s the day after April Fool’s Day, but a family emergency prevented me from posting this on the actual day of fools so I’m posting it anyway. This is all about the times I’ve been a financial fool. Some of them are doozies. Not Selling a Stock When I Knew I Should This one goes all the way back to 1999 and the days of the tech bubble.…
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a girl spreading her hands towards the sunrise for the article 9 steps to financial freedom

Book Review: The 9 Steps to Financial Freedom

For me, Suze Orman’s The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying was the book that really changed my life. I first saw her on Oprah and I believe I bought the book shortly after it was released. I still have it. Yes, it’s very basic, but that’s a good thing. Here’s how this book helped me: 3 Things I learned after reading…
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How to Create Your Holiday Wish List

My mom recently asked what we wanted for Christmas this year. I usually have a list of things to buy in my notebook, so I sent her that list. It was mostly small, fairly affordable items. I’m simply not in the mood to acquire a lot of stuff for the sake of stuff this year. Anything expensive, I’m already considering buying for myself or my husband and I…
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Finally, a Debt Breakthrough!

My husband isn’t a profligate spender, but he hasn’t been fully on-board with my plan to pay off $40,000 in debt this year. Don’t get me wrong, he was thrilled with our February debt reduction progress. He’s equally determined to get rid of the credit cards and at least one student loan, but he wasn’t convinced we could pay off two of them and the medical debt so quickly.…
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That Makes Me Stabby: Stupid Banks

Not all short sales are good deals. Sometimes a listing agent will price the home way below market value to attract multiple offers, and it’s completely reasonable for a bank to reject an offer that is half the market value. However, some banks will reject ALL short sales, regardless of how good the deal is. Why? Because they’re greedy and stupid. And that’s why the government has had to step…
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