September 2007

How the New Home Appraisal Process Works

You’ve probably seen distressing news reports about the failure of the new home appraisal process (called the Home Valuation Code of Conduct) for loans eligible for purchase by Fannie Mae and Freddie Mac. It doesn’t apply to FHA loans or jumbo loans. Since the new system went into effect on May 1, 2009 it has sent home appraisals into chaos. Some deals are falling apart, and appraisers, loan…
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What Should Be In Your Wallet?

Another interesting post from LearnVest this week: What should be in your wallet?  This will, of course, vary by person, but they offer a few pointers for paring down your wallet. You don’t want the exploding wallet a la George Constanza! However, I had to disagree about some things they suggested for wallets, because I either don’t need them or keep them in my purse instead. If I kept…
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Top Ten Financial Frights

Halloween is the season of thrills and chills, but financial frights probably are another story entirely. Here are ten ways to avoid those financial scares that will have you quivering under the covers until Christmas. You’ve Lost Half Your Money in the Market Yes, the market has taken a dive off a very steep cliff. But before you hide in the back of the closet, consider this simple…
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Chuck Norris Goes Upstate – at the Carnivals

Just two carnivals to share this week. First, the Carnival of Personal Finance #218 hosted by Budgets Are Sexy. In addition to my post about avoiding overdraft protection fees, I also recommend Fiscal Fizzle’s 55 ways to simplify your finances. Maybe then you won’t get hit with overdrafts. Second, the Festival of Frugality #191 hosted by Frugal Upstate. In addition to my post about how much house you need, I recommend Mrs. Bankrupt’s post dissecting the…
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That Makes Me Stabby: Free for All!

I’ve tried and tried and tried to quell my stabbiness, but I was driven over the edge today by three different things. So, today, it’s a That Makes Me Stabby free for all! First I’ll post mine, then you can share the things that make you reach for the kitchen knife in the comments. Proposed Salt Ban How do these idiots get into our legislative bodies? First, there’s…
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Winter Videos for a Penny at the Carnivals

Yeah, this week’s title was a stretch. So, let’s go right into the three blog carnivals I’m sharing this week. First up, the Carnival of Personal Finance #193 hosted by Broke Grad Student. In addition to my post about the housing rescue plan, I also recommend Sun’s Financial Diary’s analysis of the plan. Next up, the Festival of Frugality #166 hosted by Student Scrooge. In addition to my post on the DivaCup, I also recommend…
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Invest in Good Garden Tools

So this weekend I became the proud owner of a new pair of garden pruners. My old pruners were purchased in August of 2009. I believe I bought the cheapest pair they had. And that’s why they only lasted eight months. Of course, it didn’t help that my husband left them outside in the rain, but the rust wasn’t actually the problem. My new pair was only $10…
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