December 2007

how to write a 30 day notice? a picture of a paper, ballpen and a coffee

How to Give 30 Days Notice to Move

how to write a 30 day notice? Well let me tell you something about my experience, I was hopeful that we’d be able to close the third week of the month so I’d have a weekend to paint and then be able to move out at the end of the month. That’s not working out as planned, but fortunately, I won’t have to pay rent and a mortgage…
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Tax Day Freebies

If you’re getting a refund, you’ve hopefully already filed your tax return. Why let the government keep that money any longer than you need to? If you’re a procrastinator, I hope you’ll make use of online tax software – I have reviews of TaxAct, TurboTax, and H&R Block at Home to help you decide. And to keep you fueled while burning the midnight oil, or to help you celebrate the fact that…
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Budgeting for Disability Leave

My husband has been on surgery disability for several weeks now and we’ve learned a few surprising things about the process, the first of which is that it’s really not that much of a financial strain. Of course, we earn more than we spend, so it might be more difficult for families that are on the edge. Total Reduction in Income My husband’s income, after taxes, is reduced…
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Save Money on New Year’s Eve

Every time I see photos from one of those huge New Year’s Eve parties, it doesn’t look anyone is really having any fun. Between the crowds packed in everywhere, the desperation to have fun, and the overpriced drinks and cabs, it seems like more trouble than it’s worth. Instead, I spend the holiday with friends. It’s not quiet, but it is fun, affordable, and safe. Here are my…
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How to Work at Home and Stay Productive

Every Thursday night, I pack up my laptop and files and tote them home with me for Work from Home Friday. At first, it took some getting used to. Now I find I’m much more productive when I work from home. I still value my time in the office – it’s easier to have an impromptu discussion in the kitchen if you’re all in the same kitchen –…
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May Debt Reduction Progress

We’re about of a month ahead of my debt reduction plan. If you’re just joining the blog, one of my 2008 financial resolutions is to pay off $40,000 in debt. April was a good month for debt reduction, but May was much better. I’m still hopeful that we can pay off the full $40,000 by November. Debt Reduction Successes in May This month we paid off the second credit card, with…
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Monsters and Scary Finances at the Carnivals

Happy Halloween! People must be scared by all the bad financial news, because I’ve got just two carnivals to share this week. First up, the Festival of Frugality #149 hosted by Living Well on Less. My post listing 7 homemade Christmas gifts that don’t suck was an editor’s pick. I also recommend Finding Financial Peace’s tip for shopping post-holiday sales for next year. Next, Money Hacks Carnival #36 hosted by Free From Broke. In addition to…
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When Are You Entitled to a Free Copy of Your Credit Report?

As I mentioned in the post about credit monitoring, you can get a free credit report every year at AnnualCreditReport.com. The best approach is to access one of the three free reports every four months. That will give you a year-round view of your credit for free. However, there are other occasions where you can get a credit report for free, even if you’ve already received your free annual report…
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That Makes Me Stabby: AIG Again

I think I just need to start covering my ears and closing my eyes anytime anything involving AIG is on the news. Yet again, they’ve managed to make me stabby. Unfortunately, their latest infraction is evidence that the very companies that brought down our economy STILL haven’t learned from their mistakes, and probably never will. They’ll Pay Us Back – Someday In a talk to employees, he said “When we get…
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DIY or Hire Professionals for House Projects?

We have a few projects pending on our house and we’re debating whether to DIY them or hire them out. Sometimes, it comes down to cost, and sometimes it comes down to effort. Where do you draw the line? Curtains As I’ve mentioned before, I have access to cheap fabric. When we moved into our house, I calculated the cost of making or buying curtains for a very…
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