January 2008

Credit Card Security in Action

There have been a few occasions in my life where I’ve had a credit card issuer call me a few hours after making a purchase to confirm that I was the one who’d used my card. This weekend, American Express went one better. I was a little put out, but also pretty impressed with the fast action. Credit Card Purchase Confirmation It happened at Cost Plus, when I…
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The Documents You Need: Insurance Policies

If you followed my advice from a couple months ago, then you already have your life insurance, auto insurance, health insurance, and homeowner’s or renter’s insurance policies in place. If you don’t, get them now. Use a company like Netquote to arrange your policies. Once they’re in place, you need to keep them somewhere they can be easily accessed during an emergency. Auto Insurance Keep a your auto insurance card in your car or your wallet. Each…
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The Difference Between Frugal and Cheap

My post comparing being frugal with being environmentally friendly sparked some discussion about the difference between being frugal and being cheap. I recently read two books on just this topic: The Complete Tightwad Gazette and America’s Cheapest Family. In comparing the two books and the two concepts, I’m going to look at two areas I mentioned yesterday, that also consume a large portion of many budgets: food and clothing. Cutting Grocery Costs: Frugal…
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MSN Links and Blog Carnivals

This week I was thrilled to be featured in the MSN Smart Spending blog. She focused on my post about saving money during wedding season. Thanks for the link and welcome new readers! And now onto the weekly blog carnival round-up. We’ll kick things off with the: Carnival of Personal Finance #148 at Gather Little by Little. In addition to my post about saving money during wedding season, you might also…
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That Makes Me Stabby: More AIG Bonuses for Poor Performance

Once again it’s been a month since my last stabby post, but I’ve found something that REALLY gets my goat. Get ready for it: more AIG bonuses. As you’ve probably heard, AIG is asking for permission to award yet more bonuses to the division that is at the center of the global financial collapse. I’m beginning to wonder how AIG defines “performance.” Bonuses in the Real World In the real world occupied…
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The Case for Frugality: Now and Forever

America was built on frugality. The original settlers were not wealthy, and they used as much of every resource as they could. Eventually they built a prosperous land, but again, the people were essentially frugal. Was there wasteful spending? Sure. Was there ridiculous wealth? Of course. But the economy wasn’t backed by spending. Then something changed and now we find ourselves mired in debt and struggling to climb…
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laptop with coffee, phone and checklist paper on a table

My New Home Checklist – Free Download

When my husband and I started looking for a house, looking at different houses hunting checklists online made me wonder what is still missing in their list. Most of them either had too many details or not enough, so I created my own in Excel. You can download the Home Checklist and print it to help your own home search. House Hunting Checklist made simple Along with this checklist,…
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Where to Find Great Coupons

I love coupons. Because of my food allergies, I can’t use a lot of grocery coupons, but I do make heavy use of coupons for personal goods like shampoo. I don’t think I’ve paid full price for a bottle in a decade. Grocery stores and manufacturers are getting stingier with their coupon policies, so you have to try a little harder to the best deal. If you’re new to coupons,…
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How to Update Your Resume

Once you’re done listing your accomplishments for your review, take a few minutes to update your resume. In this economy, it doesn’t hurt to have your resume ready. It also pays to have it in a good economy when a headhunter might call or a friend could clue you in to an excellent opportunity. Your resume should be in a constant state of readiness – but make you sure…
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Pay Off Debt or Save for a House

One of the search terms used to reach this blog was “pay off debt or save for house,” which got me to thinking. If you don’t have someone to help you with the down payment, is it better to pay off debt or save for a house?I think it depends on the type of debt, the amount of debt you have, your income, and your target home price.…
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