July 2008

Storebought or Homemade Thanksgiving Dinner?

Although I prefer a homemade Thanksgiving, in some case it may be more frugal or more convenient to buy a Thanksgiving dinner at the grocery store. This is especially true if you don’t have good kitchen or much cookware! Pros of a Storebought Thanksgiving Dinner The first advantage is that someone else does most of the work for you. Note, I said most, not all. You’ll still need…
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Christmas Gifts Kids Can Make

Thanks to JD at Get Rich Slowly for including me in this week’s Carnival of Personal Finance. Check out the carnival on his blog for more tips on saving money for the holidays! When I was a kid, my family still exchanged gifts with everyone else in the family. That meant my sister and I had to find affordable gifts to give all our cousins, aunts, and uncles. Once…
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Why Reading is Frugal

Note: I wrote this as a guest post at a friend’s now-defunct blog, so I’m re-posting it here. Last year, a horrifying study found that 25% of Americans hadn’t read a book in the last year. This is horrifying for a number of reasons: We’re not reading because we’re choosing other entertainment forms, most of which are mindless We’re not reading because we’ve learned that books are “boring,”…
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How Many Credit Cards Do You Need?

With all the news that credit card companies are closing accounts and cutting credit limits left and right, my first reaction was to get incensed. How dare they reduce my credit? How dare they deny me what I’ve “earned”? Then I realized that my first reaction upon receiving my credit limit increase letters was laughter. There was no way I needed as much credit as they wanted to give me.…
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The Things I Hoard

I’m not the type of hoarder you see on those TV shows. That would be way too unfrugal for me! But there are a few things I hoard, and many times those things have proved useful. So here are the things I hoard: Nails, Screws, and Bolts Really, it’s all manner of fastening things. If I buy a box of nails, obviously I save the rest. However, I…
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Book Review: Your Money or Your Life

It seems like every blogger I read loves Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence, so I decided to find out what it’s really about. After all the hype, I expected to come away with a complete plan to makeover my entire life. Unfortunately, that wasn’t the case for me, but I think it could be excellent for people who need this…
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food shopping on a budget

How to Eat Well for Less: Frugal Grocery Shopping

I’m on vacation this week, so I’m posting a series about food shopping on a budget with a twist. Many of the grocery-saving tips I see rely on heavy coupon use and packaged foods. My husband and I could never eat that way. Instead, this series will focus on incorporating all the standard tips into a frugal grocery shopping strategy that allows you to eat well for less.…
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Stop Credit Card Offers in Ten Minutes Flat

I stopped most of my junk mail and catalogs several months ago. If you did the same, then you’ve probably seen a significant drop in your junk mail. Some days we don’t get any mail, and my husband hasn’t even registered yet! This week I took the bold step of stopping the last of the junk mail I receive: credit card offers from my own banks. Why I Stopped the…
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