April 2009

Paycheck Error: Our Emergency Fund in Action

Last week my husband and I had an actual use for our emergency fund. We keep part of the fund as a cushion in our checking account and part in a savings account. Every month we transfer our excess income from the checking to the savings, but we wait until our paychecks, mortgage, and major bills have cleared. Last week was a perfect example of what could go wrong…
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Hostess Gifts That Won’t Break the Bank

When you’re invited to a party during the holiday season, or at any time of year, tradition dictates that you bring a hostess gift. Buying a nice bottle of wine for every hostess can quickly add up. Rather than buy wine by the case, stock up on more affordable gifts that you can give throughout the year. Craft stores are great places to find great hostess gifts, especially…
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Car Buying Tips: Establishing your Criteria

Once I buy a house, I will also be in the market for a new car. My little Toyota has held up well over the last 12 years, but it’s getting to be time to buy a car built in the current century and with nice features like an MP3 player jack or remote locks. I’ve sort of been looking for a few years, which helped me establish…
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13 Frugal Ways to Celebrate the Summer

It’s officially summer. Although many places started to get hot a few weeks ago, the season officially kicks off today at 4:59 PM Pacific Time, the exact moment of the solstice. In honor of the season of sun, sand, and surf, here are 13 frugal ways to celebrate the summer. Drink Lemonade! I love lemonade in all its forms – pink, yellow, mixed with lavender, sweet, tart, pulpy,…
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Rise in Food Prices: Production Costs

The second biggest factor in rising food costs are production costs. They have sort of a domino effect: as each part of the food production process becomes more expensive, the end product becomes more expensive. Rising Production Costs Water, fertilizer, seeds, animal feed, and everything else are also getting more expensive. Part of this is due to the price of oil, part of it is due to the increasing scarcity…
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Sports, Food, and Money at the Carnivals

This week I bring you five, count ‘em five, blog carnivals. Since we have so many, let’s dive right in. First, the Carnival of Personal Finance #166 at Daily Finance and Marketing News. In addition to my post about deciding when to pull money from a bank, you might also enjoy Tough Money Love’s 10 warning signs you have the wrong money attitudes. If you see yourself in this list, maybe take…
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The World Record for Hosting on April Fool’s – at the Carnivals

I’m particularly pleased with that title. So, without further ado (except for this ado), here are the carnivals. The Festival of Frugality hosted by Paid Twice chose my post on the tool sharing database as an editor’s pick. I also recommend Recession Depression Therapy’s advice on what to plant now. Use your shared tools! Next, the Carnival of Personal Finance hosted by Wide Open Wallet. In addition to my post about hosting a spa party, I…
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Congratulations President Obama: Get to Work!

Today is a historic day. We’ll see our nation’s first black President be sworn in. Unfortunately, he won’t have much of a honeymoon period to celebrate his historicness. I gave Congress their marching orders a couple weeks ago. Now it’s his turn. If he’s going to correct our nation’s course, he needs to get to work at 12:01PM today. He’s got bold plans, but there are a few areas he…
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how-to-shop-for-washer-and-dryer - a picture of washer and dryer

How to Shop for a Washer/Dryer

The first thing we need to buy for our new home is a washer/dryer set. So, How to shop for a washer and dryer you might ask? Well, I’ve wasted a lot of time by going about this in the wrong order. Now you get to learn from my mistakes. Most of these tips will also hold true for any appliance, but we’ll start with the two I…
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My Financial Year-in-Review

This year has had some serious ups, and some serious lows. We elected a historic President. That’s a good thing. And of course, the market fell out of just about everything. That was bad and getting worse. Financial Goals in Review I also had a personal year of ups and downs. Fortunately, they were mostly ups. Before I set new financial goals for 2009, here’s one last look…
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