September 2009

Book Review: It’s All Too Much by Peter Walsh

  Peter Walsh is the organization expert on TLC’s Clean Sweep and Oprah. Rather than writing another book that lists various organizational methods for different types of stuff, It’s All Too Much: An Easy Plan for Living a Rich Life gets into the psychology of stuff so you can part with it permanently, and then teaches you how to do it. Clutter Problem: The Psychology of Stuff If you’ve seen Peter Walsh on TV,…
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Money Saving Kitchen Substitutions

There are two ways to experiment in the kitchen: try an extravagant new dish, or find new ways to use up the stuff you already have. For the last month, I’ve been trying to use up the frozen meat and various stuff we have in the fridge. I came really close to using all the meat before we move this weekend, but I guess we’ll have that last…
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Save Money Next Year with This Year’s Post-Holiday Deals

This year, my cousin used our adopt-a-family donations (about $150 total) to give gifts to twelve people. She was able to give so generously because she planned ahead at the end of the last year and bought most of the items for 75-90% off. Then she simply looked for people who wanted those clothing items and toys on the church donation tree. You can do the same thing…
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Tomato Project Part 4

So it’s been about six weeks since my last tomato update, and boy do I have an update. I have tomatoes coming out my ears! Tomato Harvest to Date Two of the three tomato plants are thriving. The third has recently started to produce, but they’re pretty sorry looking tomatoes and I’m not sure I trust them. However, the other two plants are thriving. They’ve been producing about 7-8…
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What’s Your Water Footprint?

My water footprint is 1,092 gallons, which is about 100 less than the national average. That’s not great, considering that I don’t own a home and therefore don’t use much water. It doesn’t seem obvious, but your water footprint does have an impact on your finances, now and in the future. It also has an impact on the future of the planet. What Is a Water Footprint? Your…
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8 Frugal Valentine’s Day Ideas

As I said last year, I don’t actually do Valentine’s Day.  It’s crowded, gift prices go up, and no one really has enough time and space for romance. This year will be even worse, because it falls on a Saturday that is also part of a holiday weekend. Cue the mad dash to a romantic getaway. Except that everyone else will be going to those same places. Yuck. Here…
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Beginner Gardening – Which Tools Do I Really Need?

My yard is 75% dead, if I’m being generous with my estimate. We’ve also discovered that most of the sprinklers are broken. One has a broken sprinkler head, and I think the control box is broken for the front set. I’ve chosen to see this as an opportunity to replace a lot of the dead plants with native, drought-resistant plants and plant a vegetable garden on the sloped…
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pictuere of a calcuator, coins, a ruler and a paper

Creating a Cash Flow Budget

This month, the Money Blog Network’s group project is budgets. I’m not in the MBN, but I’ve decided to post a blog about my method in creating a cash flow budgeting system. It’s far more effective for my husband and me than a traditional category-based budget. MBN lists several other budget posts on their site, if you want to test a few different budgeting, and anti-budgeting, methods. The Monthly…
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What Do You Do When the Bank Makes an Error in Your Favor?

In case you hadn’t heard, a New Zealand bank accidentally deposited $10 million in a couple’s business account. They promptly withdrew the money and are now on the run. What would you do if this happened to you? What would you do if it was $10? A True Tale of a Bank Error Biting Back I actually knew a guy in college who received a $7,000 deposit courtesy of a…
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How Not to Save Money on Groceries: A Story

Now I’ve shown you my strategies for frugal grocery shopping. Last year, my local Ralph’s tried to circumvent my attempts. They redesigned the store and then held a grand re-opening. I was not impressed. In addition to the existing deli, floral counter, and fish counter, they added a meat counter, Coffee Bean, gourmet cheese and olive counter, and pharmacy. How did they make room for all of this without…
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