April 2011

a pcture of credit card and a laptop for the article "who uses vantageScore

The VantageScore: Another Credit Score?

This is the first of five posts relating to credit scores and credit history. Today we'll talk about what and who uses VantageScore. If you ordered a credit score along with your Experian credit report, you probably got a VantageScore and wondered “what the heck is this?” It’s a new credit score developed by the three credit bureaus (Experian, TransUnion, and Equifax) to compete with the FICO score.…
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That Makes Me Stabby: The General Motors Bailout

I came really close to banging my fist on the steering wheel when it became very clear that the government intends to bailout General Motors. What? How is this a good plan? And why is it my responsibility to rescue them? So, today brings us another post in the That Makes Me Stabby series. Why General Motors Wants a Bailout Basically, GM wants a bailout because they failed to run…
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Should You Pay More than the Appraised Value of a Home?

When the home prices were rapidly rising, most people comfortably made high offers without worrying about the appraised value. Most of the time, the appraisals would meet the target. Now, partly due to falling prices and partly due to the new appraisal system, 20-30% of appraisals are coming in low, leaving buyers to wonder whether they should pay the purchase price or the appraised value. Should You Buy a…
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Save Money on Your Wedding: DIY Wedding Invitations

In addition to doing my own wedding flowers and wedding album, we also made all of our own wedding invitations, save-the-dates, programs, placecards, and favor tags. I bought thank you notes at Target for $5 a box. My total cost for all of my paper items was around $200. When to Choose DIY Wedding Invitations If you want a simple printed card, then it may actually be cheaper to buy your…
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