July 2011

The Argument for Stay-at-Home Mom Life Insurance

When I was talking to my dad about how much life insurance to buy, he commented that they’d never bought it for my mom because she didn’t work. He viewed it as income replacement. I’ve read, however, that you should consider buying life insurance for a stay-at-home mom because she performs tasks that would cost a lot of money if you had to hire other people to do them. The…
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Should You Invest in Gold?

If you listen to news radio for any length of time, you’ll hear several commercials touting gold as the current best possible investment. As a guaranteed way to protect your money and the safest investment ever. So should you invest in gold? The simple answer is yes, but not the way these people are suggesting. Gold’s Place in Your Portfolio If you have a well-rounded portfolio, then gold…
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11 Tips for a Smooth Move

It’s done. The move is over and I’m ensconced in my new house. Every move has its challenges, but ours was relatively smooth. If you’re planning a move, here are my top tips for making sure it goes as smoothly as possible. Start Packing Early We started packing the weekend after our offer was accepted. My first step was to make a list of everything that could be…
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That Makes Me Stabby: The 2009 Housing Rescue Plan

I’m not sure I have the strength to be stabby anymore, but I’ll give it a go with this year’s housing rescue plan. I say this year’s, because last year we saw the Barney Frank plan and apparently a whopping 35 households have taken advantage of it. That’s right, 35. So now we have this new plan, and it puts cash on the table for lenders. We’ll see if…
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Auto Policy Basics: How Much Car Insurance Do You Need?

A few months ago, I talked about life insurance. Now it’s time to discuss car insurance. Auto insurance is a requirement in order to drive in most states. Most states have coverage minimums, but those minimums may not offer enough protection in a serious accident. For example, California requires 15/30/5 liability coverage. If I were to hit a motorcyclist, that wouldn’t even begin to cover it. To protect yourself, use the…
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