November 2011

Double Your Expenses and Gain Financial Independence

Today’s guest post is by Bradd, who’s come up with an ingenious way to save a lot of money. Like many people, I’ve been trying over the past year to cut unnecessary expenses as much as possible.  Switching off lights when they’re not needed.  Replacing incandescent lights with compact fluorescents (bought on sale 2 for the price of 1).  And cooking on the coalstove or in the fireplace,…
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It’s Time to Set Your Christmas Budget

So last week we set our Thanksgiving budgets and made Thanksgiving travel arrangements. Today it’s time to spend a few minutes thinking about Christmas. In case you doubt that the holiday season is upon us, a few stores have already set out their Christmas displays. No, it’s not time to go tree shopping, but you should set a budget, make a list of gift recipients, and look into travel arrangements,…
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My Top 10 Posts of the Year

Maybe it’s something about the decade (sort of) ending, but top 10 lists of posts seem to be all the rage this week, so I’ll throw my hat into the ring. Here are my personal 10 favorite posts from this year, one for each month: January 8 Frugal Valentine’s Day Ideas  I couldn’t believe it when I went into Target on December 28 to buy some holiday storage bins…
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The Recession Is Over – So What Now?

Much has been made this week by the Fed’s announcement that the first signs of economic recovery are appearing. The news has left many people wondering – if the economy is getting better, why doesn’t it seem like it? There’s a simple reason – economists have a different metric than the rest of us. Official Definition of Recession and Its End Officially, a recession is two quarters of…
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Frugal Product Recommendation: Enameled Cast Iron Dutch Oven

I don’t recommend products often. In fact, other than books or free software, I don’t think I’ve recommended you buy anything. Today, all of that changes. If you’ve decided that you’re going to start cooking more as part of a new frugality kick, then you may be realizing that you need some extra pieces of cookware. If you’ve been cooking a while, you may be lusting for a…
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That Makes Me Stabby: Black Friday Starts Now

As I write this, I’m waiting for the election results, and it’s put me in a mood to vent. So, today we have another “that makes me stabby” post. Today’s topic: the early arrival of Black Friday. You know, the day after Thanksgiving when everyone is supposed to go shopping? Some retailers have decided to turn that day into a season, and it started on Halloween. Do you…
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My Financial Resolutions for 2010

January is the time when my husband and I sit down and plan our financial goals for the year. These are goals, so we may not meet all of them, but it gives us something to work towards. I’m also throwing in a few personal goals, just for good measure. Financial Goals: Boost Our Emergency Fund: We’ve got a decent cash cushion aside from the funds we need for…
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What is rental verification? 2 female in a meeting

Mortgage Stumbling Block: Rent Verification

What is a rental verification form and why do you sometimes need it for verification? Why do they even need rental verification? Well, it seems like a simple request. The bank will contact your landlord to confirm that you’ve paid your rent on time for the last 12 months. If you have a reliable landlord, a simple phone call is all it takes. If you have an idiot…
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