February 2012

Getting Rid of Clutter Step 2: Sale and Donation

If you’ve read my post on clearing out clutter, you already know how to actually clean it out. Then you’re left with the question of what to do with everything you’ve put into the donation box. Here are a few tips for getting rid of the clutter, rather than finding a new place to store it. Hold a Garage Sale If you have the time, and can hold the garage…
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How to Stay Cool This Summer

It’s starting to heat up around the country. Here in Los Angeles, it usually doesn’t really get hot until late June or early July, but right now we’re being walloped by a heat wave, just two weeks after the last one. This is the perfect time to start planning how you’ll keep cool this summer. Aside from last year’s tips for efficient air-conditioning use, here are a few tips…
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That Makes Me Stabby: Buy American

Why is that every time Congress starts talking stimulus, I start feeling more stabby? (stabbier?) This time it’s the inclusion of the “Buy American” clause for infrastructure projects. You’ve probably heard pundits discuss it on the news. Here’s the scoop on why “Buy American” is bad for America and bad for the world. Buy American Has Been Tried – and Failed In fact, not only has it failed,…
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Six Ideas for Cheap Summer Vacations

If you can afford a summer vacation without going into debt, you should certainly take one. Chances are your working harder than ever at work, and are feeling the stress of the economy and everything else. I posted six affordable ideas for summer vacations last year, but this year provides rare opportunities to take dream trips, or at least luxury trips, without breaking the bank. Timeshare Promotions If you’re a…
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The LIBOR and Fed Rate Fall: What that Means for You

Yesterday, as you probably heard, the Federal Reserve Bank cut the key overnight interest rate by 75 basis points. The LIBOR (London Interbank Offered Rate) has also been dropping due to credit concerns. So, you may be wondering what this means for you. The answer is that it depends on how your finances are arranged. Credit cards: You may see your credit card interest rate fall slightly, but probably not…
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How to Join an Adopt-a-Family Program

This morning I received an email from a single mother of three who is out-of-work and struggling to pay her bills. She wanted to know how she could sign up to receive help from an Adopt a Family Christmas Programs. That email broke my heart. I did some research and sent her a few resources in her location. Unfortunately, I fear that there will be many more families…
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Seven Cheap Ways to Celebrate Labor Day

Labor Day is once again upon us. My holiday will be spent doing all the things I couldn’t do while prepping for my move, like getting an oil change, a hair cut, and a car wash. We also plan to hit a couple of the sales to buy a bunch of stuff we need for the house. Normally I avoid the sales and other events and just relax,…
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How to Make Backyard Compost

This weekend, I finally got my compost bin. If you haven’t considered composting, you should, and I’ll tell you why. If you want to, but aren’t sure how to start, I’ll show you how. Why You Should Compost There are two main reasons you should compost: 1. It’s cheaper than buying potting mix or garden soil. And you don’t have to drive anywhere to get it. You’ve got…
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That Makes Me Stabby: Bankruptcy for Personal Gain

First, let me say that I’m not opposed to personal bankruptcy. Every year, millions of people lose jobs, suffer major illnesses, or experience family losses that decimates their finances. These are the people bankruptcy was invented for. However, there is a new bankruptcy trend that really makes me stabby: filings by people who could pay their bills, but choose not to because they’d rather spend the money on something…
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