March 2013

How to Find Affordable Massage Therapy

When people hear “massage” they either think of an overpriced spa or the kind that comes with a happy ending. You may be surprised to learn that you can find affordable massage therapy without visiting the red light district. I did just that and am very pleased with the results. I was in a car accident several years ago and my neck never fully healed. Every year or two…
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picture of a cracked phone screen, so do i need phone insurance?

Why Cell Phone Insurance Isn’t Worth It

Mobile Phones and services are everywhere! You got AT&T, Cingular, Sprint, T-mobile, etc. Probably some of them have asked you if you'd like phone insurance, and maybe you've also asked yourself "do I need phone insurance?". So, do you really need it? This has been a rather frustrating week. First, it’s a deluge this week, so the roads are crazy here in Los Angeles (and also, we’re floating…
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That Makes Me Stabby: Black Friday Violence

I haven’t been stabby for a few weeks, but here we go! As I said last week, I am not a fan of Black Friday. I also found it interesting to discover this morning that Black Friday wasn’t that big a deal as little as 10 years ago.  Now thanks to greed, corporate and otherwise, it has become a sad symbol of our culture. It’s time for the madness to end –…
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Open Enrollment and Annual Benefits

This is the season of open enrollment. If your company, like most companies these days, does the annual health insurance dance, check with HR to find out when your open enrollment period is and make the necessary changes. You should also check to see if your plan operates on a calendar year or benefit year system, and plan your appointments and procedures accordingly. Common Changes to Health Plans…
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Compare Republican Presidential Candidates on the Issues

As I said yesterday, voters in six states have had their say on the 2008 presidential candidates. As always, the presidential election is important, but voters this year face very serious issues. No matter where you stand on the issues, it’s important to consider all the candidates and then choose the one who best matches your beliefs. In advance of Super Tuesday, I’m presenting summaries of the candidates’…
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Homebuyer Tax Credit Extended and Expanded

Congress passed legislation expanding and extending the homebuyer tax credit. The President is expected to sign it November 6, 2009. Here’s an update on how the credit works and how you can take advantage of it if you haven’t already bought a home. Homebuyer Tax Credit Extension The original First-Time Buyer Tax Credit was set to expire November 30, 2009, which meant the sale had to close by that date.…
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9 Frugal Anniversary Ideas (That Are Also Romantic)

My husband and I aren’t very big on anniversaries (or birthdays). We’re very open to time-shifting them, skipping gifts, or holding one combination celebration for all our anniversaries and birthdays together. That doesn’t mean we don’t want to recognize our marriage, though. So here are ten frugal yet romantic anniversary ideas you can do. 9 Wedding Anniversary ideas 1. Focus on You, Not on Gifts The first few…
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An Adventure Getting a Burn Notice in Canada – at the Carnivals

A bit of an early blog round-up this week because I’m taking tomorrow off from blogging. Yay vacation! This week, we first have the Carnival of Personal Finance #211 hosted by Green Panda Treehouse. In addition to my post about tax credits motivating you to buy something, I also recommend Financial Highway’s debate about the meaning of money. Next, the Festival of Frugality #184 hosted by My Frugal Adventures.  In addition to my post about…
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White Library Books for Home improvement books

Book Review: Home Maintenance Books

A few months ago I checked out gardening books to settle on those that are best for my local area. Now it’s time to buy a home improvement books to help solve those simple problems without having to call Dad, search the internet for a reliable solution, or call a handyman. I borrowed five potential books from the library. Here are my reviews for all of them. Five…
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Schedule Regular Charity Donations Instead of Waiting for a Disaster

Most of us are familiar with tithing. Church members pledge to give a certain percentage of their income to the church every month. Typically it’s 10%. They ascribe to the theory that if you give to God, God will give back. There’s a certain poetry in the idea. However, even if you don’t belong to a church, you can still tithe. Just set it up yourself. Choosing Your…
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