October 2013

How to Use CVS Coupons and Extra Care Bucks

If you read many stay-at-home mom blogs, you’ve heard about the CVS Extra Care Bucks craze. It works like this: CVS was over-priced, so they started offering Extra Care Bucks on various products. When you buy that product, you earn back these bucks, which you can use to pay for other products. In addition, you can scan your Extra Care card at the store to print out CVS…
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Taking Advantage of Travel Deal Websites

In addition to traveling off-season whenever possible and using miles, you can use travel deal websites to score cheap travel deals without sacrificing comfort. Not all sites are equal, but there are a few gems that can really save you a lot of cash, but won’t have you flying as cargo or sleeping on the floor of a youth hostel. Travel Packages For travel packages, I love LuxuryLink. This…
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Costco Cart ready for the costco shopping tips

The Costco Haul: Saving Money at Costco

I’ve already mentioned the great deal Costco has on tires. I also hit Costco 4-5 times a year to stock up on essentials, in a shopping trip I refer to as the “Costco Haul.” A costco shopping tips would surely be needed to get the best out of our “Costco Haul.” Unfortunately, there are a few preferred brands of personal care products that they don’t carry, but I usually…
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Semi-Annual Household Budget Update

Last February, I showed you our monthly household budget and our cash-flow budget. Our cash flow budget is updated monthly, and sometimes more than once a month, but we haven’t updated our spending breakdown since February. Given the drastic changes in our debt load, and rising costs for gas and food, I decided to see how we’re doing seven months later. A Tale of Two Household Budgets This was…
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It’s Time for Preliminary Holiday Planning

So, this weekend I called my sister to tell her that I’d found my mom’s Christmas present. I haven’t bought it yet, but I know what it is unless Mom drops some hints that she’d like something else. To be fair, it was something I almost got her last year and then opted for something else, so it wasn’t a new idea. Nevertheless, my sister was a bit…
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Five Ways Improve Your Home Value

We’re already refinancing our mortgage due to the recent rate drops (it’s a free refi that doesn’t increase our loan balance). So, we had to get reappraised. I didn’t think we’d see a value increase because it’s only been 4 months. Well, I was wrong. Our appraised value went up 2% in four months, and I think I’ve figured out why. If you’re planning to sell your house in a…
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The Dos and Don’ts of Combining Finances after the Wedding

Adam commented on my post about how we save 25% of our income. “I am just in the process of getting married, and learning about the whole process of combining our finances.” To help Adam, and any other couple, here’s a quick outline of the process. My husband and I agreed that we would set up a joint checking account after we got married. We could have set it…
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6 Tips for Overcoming Post-Holiday Blues

I always feel a bit blue the day after Christmas. The presents are opened, vacation’s almost over, and the eggnog will soon be disappearing from the grocery store. If you also have a bit of the post-holiday blues, here are a few ways to overcome them. Play a Game with the Family I have a very competitive family, so we love to play games around the holidays and…
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A picture of n open refrigerator for the article when should you replace your refrigerator

Should You Replace a Refrigerator?

Last week our new fridge was finally delivered, and this weekend we spent quite a bit of time reversing the door so it swung the right away. So, first, a few tips on determining how long does a refrigerator last or when should you replace your refrigerator? and then a few tips on reversing a refrigerator door. Should I repair or replace my Refrigerator? When should you replace…
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Guest Post: How Much Does a $100 Coat Cost?

Today features another guest post from Bradd. This time he encourages us to think about the true cost of goods we buy. It may have you thinking twice before you pick up that sale item this holiday season. With the end of the year and the Christmas shopping season coming up, I’ve been thinking recently about taxes and the prices of goods.  And a new coat. Maybe I’m looking…
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