My Take on Extreme Couponing

I’ve watched a few episodes of that Extreme Couponing show, and I found it a bit horrifying. I can understand why a show like it would be on, but I don’t think it’s in any way realistic. I also wonder if that level of couponing is healthy or ethical. Is Extreme Couponing the New Hoarding? Who needs that much stuff? It’s entirely possible that the people depicted on…
Continue Reading

Avoid Baggage Fees: How to Pack a Suitcase

The best way to avoid baggage fees is to choose an airline that doesn’t charge them. You can also see yesterday’s tips for avoiding airline fees for more ideas. If you are stuck with an airline that charges fees, and you booked after the fee was imposed, then your next defense is packing wisely.  Here’s how to pack a suitcase. Plan Carefully About a week before you plan to leave,…
Continue Reading

5 Decisions to Make Before You Move

As we inch closer to closing on our house, I’m working down our checklist of minor decisions to make. If you’re planning to move into a house here are a few things to consider in advance. If you’re recently moved, please share your wisdom! DirecTV or Cable? The house we bought has DirecTV dishes already installed, so now we’re trying to decide between DirecTV or simply transferring our…
Continue Reading

It’s Time for a Mid-Year Financial Check-In

Most people remember to check their investments, retirement accounts, and financial goals at the end of the year, but you should also check-in with your finances in the middle of the year to make sure you’re on track. This weekend, take a few minutes to check the following areas. Retirement Accounts and Savings If you’ve invested your retirement in index funds, you probably won’t need to do any…
Continue Reading
a picture of credit card for credit card debt forgiveness

That Makes Me Stabby: Credit Card Debt Forgiveness

In case you haven’t heard, a consumer group and financial services group requested that credit card issuers be allowed to forgive some of the debt of credit card holders, it is called Credit Card Debt Forgiveness. What? Are you kidding me? I could maybe get behind the new foreclosure plan that doesn’t actually forgive principal balances because some people were genuinely defrauded by mortgage brokers, but no one was…
Continue Reading

How to Prepare for the Unexpected

Yep, it’s another post about the emergency fund and budgeting for everything, this time from a very personal perspective. It’s also about the importance of preparing for the unexpected. You Never Know When Something Will Go Wrong It’s called an “emergency fund” for a reason. Most of the time, these emergencies are relatively minor stuff, like your transmission going out. It’s expensive, but you can handle it. Then…
Continue Reading

Adventures in Homeownership: 7 Months and Counting

So, we’re seven months into homeownership and still enjoying it. We’ve learned quite a few more lessons about owning and maintaining a home. And, of course, we learned them the hard way. Always Double-Check the Paint Before Starting On President’s Day weekend, I decided to paint the hallways between two of the bedrooms. It’s a fairly small hallway, and between all the doors and closets, I figured I had just…
Continue Reading

The New Overdraft Fee Rules

As you may have heard on the news, the Federal Reserve released new rules restricting overdraft fees yesterday. Unfortunately, the rules aren’t quite as comprehensive as we would probably like. Congress is considering even stronger regulations, but there’s no telling when or if they will be passed. Here’s what you need to know about the current rules. When Do the Overdraft Fee Rules Apply? As with all Federal Reserve rules,…
Continue Reading

August Debt Reduction Progress

July was a pretty good month. We paid off the medical loan and made an extra payment towards a student loan. This month was even better. Our second windfall arrived and one more student loan is now gone. September is looking very good, too. Debt Reduction Progress in August The second windfall arrived about mid-month and then we had to wait ten days for it to clear. (Why do…
Continue Reading

Getting Started with a Cloth Diaper Stash

Yes, I’m going to be one of those cloth-diapering, breastfeeding, baby-food making moms. Not only are all three better for the baby and the environment, but they’re cheaper, too. Seriously, mash up a fresh banana instead of spending 79 cents on a single jar of baby food! But that baby food will be another post, once my baby gets to solid food. First, come the diapers. If you…
Continue Reading