My husband and I have been debating what to do with our emergency fund. Should we keep it all liquid in an online savings account currently earning about 1.22% interest or put some it in a CD ladder? There are pros and cons of both options, so really it comes down the size of your fund …
Pros and Cons of Liquid Emergency Funds vs. CD Ladders Read More »
This week we have another three personal finance carnivals in the round-up. We also have some interesting financial news: Americans have stopped shopping. Wow. Is this the start of a brave new world? While you ponder that, here are my picks from this week’s round-up, complete with two editor’s picks for yours truly! First, the Carnival …
Struwwelpeter, Veteran’s Day, and Aviation at the Carnivals Read More »
I’m back with another blog round-up. This week we have three carnivals to share, so let’s get to it. First, the Carnival of Personal Finance at Simply Forties. In addition to my post taking a look back at my financial year, I also recommend Divident Growth Investor’s six things he learned from the financial crisis. Next, the Festival of Frugality …
In my continued quest to find free personal finance software, I checked out Yodlee. It’s actually the software behind Mint and the online software packages at several banks. Like Mint, it’s completely secure. In fact, you travel through several identity confirmation screens before you enter your password. The only odd thing about it was how hard …
Okay, everybody in the van. It’s time for the annual family vacation, wherein the kids fight in the backseat, everyone’s miserable, and someone gets left at the gas station. Sounds fun! Or we could just recap this week’s blog carnivals. First, the Carnival of Personal Finance #206 hosted by Greener Pastures. In addition to my post about …
Memorial Day and Family Vacation – at the Carnivals Read More »
When it comes to Thanksgiving centerpieces, it’s best to go simple. You could spend a fortune on a giant cornucopia overflowing with gourds, nuts, and flowers, or you could keep it simple with a small vase, some fall leaves, and candles. Here are a few of my favorite ideas for Thanksgiving table decorations. The Simplicity …
Yesterday while driving to work, I heard a report about some of the people who have lost their homes in the Georgia floods. They are renters and their rented homes are gone, along with their stuff. They went to shelters seeking money, but found only food and a place to sleep. The Red Cross can’t …
We did it! We’ve paid off $37,787 in debt in ten months. As I said last month, August was an awesome month for debt reduction. We eliminated one student loan and cut another one in half. Despite that, we thought we wouldn’t get the balanced paid off before the end of the year. Fortunately, luck was on …
$37,000 Success: September Debt Reduction Progress Read More »
Whenever I hear about the deaths of celebrities like Heath Ledger and Brad Renfro, my first thought goes to the children they left behind. I pray that the surviving parents have the strength to help their children through this. I also hope that the celebrities listened to their financial advisors and arranged for trusts and …
Lessons from Celebrities: The Importance of Life Insurance Read More »
This week we’re finally adding our auto policy to our home policy. We waited for our original auto policy to expire to avoid dealing with refunds, overlap, etc. Now it’s finally time to merge. I knew we’d receive a discount, but I didn’t realize just how much until I called our insurance agent. Multi-Line Insurance …
