Housing

11 Tips for a Smooth Move

It’s done. The move is over and I’m ensconced in my new house. Every move has its challenges, but ours was relatively smooth. If you’re planning a move, here are my top tips for making sure it goes as smoothly as possible. Start Packing Early We started packing the weekend after our offer was accepted. My first step was to make a list of everything that could be…
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The Pitfalls and Pleasures of Making an Offer on a Home

House hunting is stressful. Making an offer on a home is even more stressful. How much should you offer? What else should you ask for? Will the seller work with you on the price? It’s a process that’s full of landmines, and you’ll likely lose a lot of sleep. At the very least, you’ll be signing a LOT of documents. Here are the pitfalls and pleasures of home purchase…
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Should You Pay More than the Appraised Value of a Home?

When the home prices were rapidly rising, most people comfortably made high offers without worrying about the appraised value. Most of the time, the appraisals would meet the target. Now, partly due to falling prices and partly due to the new appraisal system, 20-30% of appraisals are coming in low, leaving buyers to wonder whether they should pay the purchase price or the appraised value. Should You Buy a…
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picture oh hoouses for small house vs big house

Big Home vs. Small Home: How Much House Do You Need?

This article mainly talks about Small house vs Big house, what their advantages are and do you really need the other one over the other? I was recently watching one of the HGTV home buying shows, and the prospective buyer said she needed at least 3,000 square feet. She was a single woman with dogs, no children. My first thought was: why do you need a home that…
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When Should You Move Out of Your Apartment?

As I mentioned yesterday, you might have to move out of an apartment because of a check-bouncing roommate.  But that’s not the only reason you might have to move. Here are a few scenarios that are just cause to move. Tomorrow I’ll tell you how to do it right. How You Know It’s Time to Move Out of an Apartment People move in and out of apartments all the…
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Don’t Walk Away – You Have Foreclosure Options

Recently someone reached my blog via a term related to foreclosure. I don’t really have anything about that specific topic, so I thought I should add something. If you’re facing foreclosure, the most important thing to know is that you do have options. I don’t think people should just walk away from their mortgages – I’m a firm believer in personal responsibility and honoring contracts. Nevertheless, all the…
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Get a Second Opinion on Your First Home

We finally got an offer on our first house accepted, but before we accepted the acceptance (weird, but that’s how it works in California), we decided to get a second opinion. My parents came down for the weekend and we went to the house for an hour and a half to check it out. It was the best thing we could have done to make sure it was…
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House Affordability: What Can You Afford?

When people start looking for a home, house affordability is their biggest concern, especially if most homes in their region aren’t affordable for first time buyers. Before my husband and I started our search, we sat down together to figure out what we can afford on our current budget. Once we had a target budget, we contacted a mortgage broker to get a feel for how that translated…
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Neverending Adventures in Homeownership: Month 8

It’s been six weeks since my last homeownership update, and already we’ve got loads going on with our house. When it rains, it pours. Fortunately, rain damage hasn’t been one of our issues, but lots of other things have. Always Take the Part to the Hardware Store with You It started with a toilet running continuously. I tried tightening the float arm, but that made it worse. So I…
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how to write a 30 day notice? a picture of a paper, ballpen and a coffee

How to Give 30 Days Notice to Move

how to write a 30 day notice? Well let me tell you something about my experience, I was hopeful that we’d be able to close the third week of the month so I’d have a weekend to paint and then be able to move out at the end of the month. That’s not working out as planned, but fortunately, I won’t have to pay rent and a mortgage…
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