Insurance

Auto Policy Basics: How Much Car Insurance Do You Need?

A few months ago, I talked about life insurance. Now it’s time to discuss car insurance. Auto insurance is a requirement in order to drive in most states. Most states have coverage minimums, but those minimums may not offer enough protection in a serious accident. For example, California requires 15/30/5 liability coverage. If I were to hit a …

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Homeowners Insurance Basics: What Kind of Policy Do You Need?

Like car insurance, a homeowners insurance policy is a necessity for every owner. Not only will it protect you in the event of theft, fire, or other disaster, but it offers protection if someone is injured on your property. Unfortunately, many people discover too late that they’re underinsured. Use my basic guide to determine how much …

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Mid-Year FSA Update

As I’ve mentioned before, we opted to contribute the maximum $2500 to our FSA account this year because we initially expected to pay $2000-$4500 in coinsurance for my husband’s surgery. As it turned out, we paid $0 in coinsurance, which meant we have to scramble to spend down the $2500. Half-Year FSA Check-In We use our FSA …

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