November 2009

Are You Ready for a Disaster?

If we learn anything from the Haiti disaster, it’s that they can happen anywhere, anytime. According to NPR, most Haitians didn’t realize they lived in an earthquake zone. Given the poverty of the country, there probably isn’t anything the people could have done to prevent the destruction even if they had known. We can’t always prevent destruction in our own country, but we can do something to prepare…
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Blog Carnival Showdown

This week, the Carnival of Personal Finance and the Festival of Frugality are facing off in the mother of all battles: the Superbowl of Personal Finance. We have two great teams fighting it out. On one side: Carnival of Personal Finance #138 at I’ve Paid for This Twice Already. I’m a secondary on the defensive line. On the other side: Festival of Frugality #111 at BeingFrugal.net. I’m stepping up as a Linebacker…
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Save Time and Your Sanity with 12 Christmas Shopping Tips

I hate shopping. I hate it any time of year, but I especially hate it at Christmas. The stores are crowded, everyone’s in a frenzy, parking’s a hassle, and it’s hard to find anything. But that doesn’t mean I don’t have to shop. To save time and my sanity, I came up with a few Christmas shopping strategies. I started with the Christmas shopping list I posted the other day.…
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Are Sample Sales Worth the Effort?

A decade ago, sample sales were known only to fashion insiders and were a great way to score amazing deals on last season’s clothing. Now that the sales are announced far and wide on the internet, they’re not such a great deal anymore, although it is still possible to find good deals if you know how. Bridal Sample Sales Bridal sample sales are one of the best ways,…
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Is Frugality in the Air?

It started slowly with concerns about rising food and energy costs. Next came the mortgage meltdown. Finally, news coverage reported that more than half of Americans plan to use their rebate checks to pay down debt or boost savings. Now, I’m seeing car commercials that encourage people to pay off their credit cards. Is frugality in the air? Frugality in the News This Sunday, the Los Angeles Times business section…
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Throwing Parties and Saving Money at the Carnivals

It was a banner week at the blog carnivals. Two of my posts were selected as editor’s picks! So, without further ado, here is this week’s blog carnival round-up. First up, Money Hacks Carnival #14 at Prime Time Money. If you liked my editor’s pick post about stopping credit card offers, you might also enjoy Free From Broke’s story about his experiences with the American Express gold card. Our second carnival is…
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Food Diary Reviews: FitDay and TheDaily Plate

This morning Good Morning America did a segment about using food diaries to lose weight. I’ve found them to be an important tool in my battle to get (and stay) in shape, mainly because they make me accountable for my food choices. I can’t “forget” about that small bag of Cheetos, and I can see that it added 20 grams of fat to my day. That’s hard to ignore, and…
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How a Fat Emergency Fund Gives You Choices

Oh, what a difference a fat emergency fund makes. When I first started this blog, my husband wasn’t much into saving. He didn’t spend wildly, but he was definitely feeling like we’d never get out from under our debt and wasn’t as committed to paying it off quickly. Then I created the Plan. Then the Plan started to work and he started to see the light. Then the…
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What to Expect from the Tax Deal

So, Congress has passed the tax deal and Obama has signed it. In case you weren’t paying attention to all the whining and cajoling that’s been going on for the last month, here’s what you need to do know about the “tax cut” as it’s being called. Your Tax Bracket Won’t Change The Bush-era tax cuts have been extended for another two years, which means your tax bracket…
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