Aryn

How to Save Money on Wedding Flowers

When they see the pictures, most people think I spent hundreds of dollars on my bridal bouquet. The truth is, I spent $180 on ALL of my flowers. That included my bouquet, five bridesmaids bouquets, my mom’s bouquet, a floral candelabra for the reception, 12 chair hangers for the aisle, and a rose-petal strewn aisle. My sister spent under $300 for her wedding flowers using the same techniques,…
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How to Maximize Your Charitable Donations

This time of year, and frankly all year long if you’ve donated anything to any charity ever, you’re likely bombarded with requests for donations. You might be tempted to spread your money around to several different charities. It’s a nice thought, but it’s not the best way to make the most of your donations, or a benefit to the charities. Choose Your Charities Carefully One year I received an…
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Credit Scores: How Do They Work?

FICO credit scores determine whether you’ll qualify for a loan or credit card, and if so, what your interest rate will be. A low score can cost you thousands of dollars over the life of a mortgage To help you learn more about this vital piece of information, I cover what goes into your scores and what you can do to fix them. How Credit Scores Are Determined…
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Rescue Old Towels From Oblivion

We have a problem with our towels. We only bought them 18 months ago, but they’ve already lost their fluffiness. I’m wondering if it’s because our new, energy-efficient laundry machines are less powerful than our apartment’s industrial machines, but it’s a problem whatever the reason. I’m not ready to buy new towels yet (see how I deftly avoided the cliché there?). Wash Towels in Vinegar or Baking Soda…
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Carnival of Personal Finance #171: Celebrate Fall Edition

Welcome to the Carnival of Personal Finance #171. New readers, I invite you to check out my 10 most recent posts. If you like what you see, please subscribe to this feed with the RSS button at the top. I post Monday through Friday of a variety of personal finance and frugality topics. Today is the Fall Equinox, which marks the official first day of fall. In addition…
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Save Money on Holiday Credit Card Interest

If you were counting on a holiday bonus or tax refund to pay off your holiday charges, you may not be able to. According to Hewitt Associates, 63% of companies surveyed don’t plan to give holiday bonuses this year. Due to the credit crunch, many businesses that previously offered bonuses have had to forgo them or scale them back. There’s a silver lining – many companies are switching…
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When Is Your Open Enrollment Period?

If you receive health benefits from your employer or are enrolled in the company 401K plan, then you’re most likely subject to open enrollment rules. Basically, that means you can only make changes to your plan at designated periods unless you experience a life status change. Here are some basic questions and answers about the open enrollment period. How Does the Open Enrollment Period Work? During open enrollment,…
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Is the Recession Good for the Environment?

Two weeks ago, the Los Angeles times reported that landfills are filling much more slowly now. The owners say it’s because fewer people are buying stuff, eating out, and throwing stuff out. That started me thinking: how could this recession benefit the environment? Could it even set a trend that’s good for the economy in the long-term? Less Shopping = Less Trash We have become a disposable culture. If something…
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