Are you tired of getting your valuables wet in the rain? I know how this feeling can ruin your day, especially if you are bringing your laptop, books, and notes inside your bag. That is why when looking for a backpack, you must also consider whether it is made from waterproof materials or not. Skipping …
Understanding how to properly budget is not a strength possessed by many college students. Unless you are working your way through college in order to pay for your studies, there’s a good chance you have no idea what the real world is actually like. There are so many college grads who enter the real world …
Tips for Achieving Financial Stability Throughout Your College Years Read More »
The April issue of Glamour Magazine features a short piece by Suzy Welch explaining the theory behind the 10-10-10 rule. The rule is simple: before you make a decision, ask yourself: “What will the consequences of my options be in 10 minutes, 10 months, and 10 years?” Then act accordingly. In her example, she describes a time …
Adam commented on my post about how we save 25% of our income. “I am just in the process of getting married, and learning about the whole process of combining our finances.” To help Adam, and any other couple, here’s a quick outline of the process. My husband and I agreed that we would set up …
The Dos and Don’ts of Combining Finances after the Wedding Read More »
Most people remember to check their investments, retirement accounts, and financial goals at the end of the year, but you should also check-in with your finances in the middle of the year to make sure you’re on track. This weekend, take a few minutes to check the following areas. Retirement Accounts and Savings If you’ve …
2010 is nearly over, and I am thrilled. 2010 was easily one of the worst years of my life. I’m eagerly looking forward to 2011. With that in mind, I’ve outlined six things I need to do prepare for the new year. Set New Goals Because this year went so badly, I don’t think I …
Okay, you’ve set your financial goals, or fitness goals, or personal goals, for 2009. You’ve recorded the list somewhere you’ll remember to check. Now what? Here are seven easy steps to help you achieve any goal, but especially financial goals. Make Sure Your Financial Goals Are Reasonable We all have grandiose goals – I’d like to …
7 Easy-ish Steps to Achieve Your Financial Goals Read More »
Every few months there’s a new story about unclaimed property. News crews travel to public places armed with computers and help people find thousands of dollars of unclaimed property. Fortunately, you can find your property yourself without paying fees to anyone else or waiting for a news crew to happen by. What Is Unclaimed Property? …
All the good financial systems in the world won’t do you any good unless you turn them into good financial habits. Here’s how I made managing my money a habit, and continue to maintain it even though I’m not in charge of paying the bills anymore. So let’s start by admitting that I can be …
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One of my financial resolutions for the year was to track my spending for one month. I chose January in order to start the year off with a bang. Recording my purchases wasn’t really that challenging. It helps that I’m something of a miser, and therefore don’t really spend much money to begin with. For my records, …
