Insurance

All US states, except Texas, mandate that companies offer workers’ compensation insurance to employees. This insurance provides cash or healthcare benefits for people injured on the job or due to their work. Some states allow private insurers to offer workers’ comp coverage, while others operate state-backed workers’ compensation state funds. No-Fault System In return for …

Workers Compensation Vs. State Compensation Funds – Key Differences and Similarities Read More »

Being in the construction industry comes with many different responsibilities. You are building various structures and potentially even repairing dwellings. There is a type of contractor insurance designed to cover contractor-type work and all the elements that come with it. Since it is a very hands-on job, you must remember that a standard business insurance …

Five Reasons Why You Must Establish Proper Insurance as a Contractor Read More »

There are multiple ways of insuring your car. The most common way is to go for single driver insurance, and younger drivers sometimes opt to put an older and more experienced driver — usually their parents — to try to bring the premium down. It sometimes makes insurance premiums cheaper because providers assume that you …

How Best To Insure A Multi-Car Household Read More »

Nowadays, travel insurance is necessary even if you are travelling locally, not to mention its immense importance in case of international travel. Travel insurance minimizes the financial risks you may experience while travelling, which is, illness, accidents, cancelled tours, missed flights, theft, terrorism, lost baggage, emergency evacuation, travel agency bankruptcies and many more. Deciding on …

Tips to Choose the Best Travel Insurance Policy Read More »

It is extremely common for children and parents to share a family car insurance policy. Such a strategy helps ensure that everyone in a family can obtain car insurance at the most affordable rate possible because companies often offer a better rate to individuals if they apply for insurance as a group rather than applying …

Sharing A Car Insurance Policy With Parents Read More »

Mobile Phones and services are everywhere! You got AT&T, Cingular, Sprint, T-mobile, etc. Probably some of them have asked you if you’d like phone insurance, and maybe you’ve also asked yourself “do I need phone insurance?”. So, do you really need it? This has been a rather frustrating week. First, it’s a deluge this week, …

Why Cell Phone Insurance Isn’t Worth It Read More »