Getting your tubes tied is a big decision, and not just for the physical discomfort and the contraceptive permanence. In fact, getting your tubes tied is one of the most expensive medical procedures that many women face every day, especially since women inherently have more of a risk with sex than guys do. After the …
Will Medicaid Pay For Getting Your Tubes Untied? Read More »
If you’ve been looking into car insurance policies lately and trying to figure out what kind of coverage you need for the best protection, then you might have found yourself considering the benefits of multi-car insurance. Multi-car insurance is one of the most common insurance options in the UK today, and it offers protection for …
If you receive health benefits from your employer or are enrolled in the company 401K plan, then you’re most likely subject to open enrollment rules. Basically, that means you can only make changes to your plan at designated periods unless you experience a life status change. Here are some basic questions and answers about the …
Mobile Phones and services are everywhere! You got AT&T, Cingular, Sprint, T-mobile, etc. Probably some of them have asked you if you’d like phone insurance, and maybe you’ve also asked yourself “do I need phone insurance?”. So, do you really need it? This has been a rather frustrating week. First, it’s a deluge this week, …
This is the season of open enrollment. If your company, like most companies these days, does the annual health insurance dance, check with HR to find out when your open enrollment period is and make the necessary changes. You should also check to see if your plan operates on a calendar year or benefit year …
If you own a home with a mortgage, then your lender requires you to have fire insurance to protect your/their investment. However, many people find that they are underinsured after a fire. If you’ve had your home for more than a few years, you should call your insurance company and a few others to compare …
As soon as we started looking for a home with a real estate agent, she advised me to get preliminary quotes from several insurance companies so we would be able to move quickly once we went into escrow. If you’re getting a loan, you can’t close the loan without insurance in place, and the first …
First-Time Buyers: Shop for Homeowners Insurance in Advance Read More »
In response to my life insurance post, a reader emailed to ask whether I’d recommend life insurance for children. In general, no. When my husband was a baby, his mom bought a Gerber children’s life insurance plan to cover funeral expenses if he died. He continued to pay for this $10,000 coverage well into his …
When I was talking to my dad about how much life insurance to buy, he commented that they’d never bought it for my mom because she didn’t work. He viewed it as income replacement. I’ve read, however, that you should consider buying life insurance for a stay-at-home mom because she performs tasks that would cost a lot …
The Argument for Stay-at-Home Mom Life Insurance Read More »
A few months ago, I talked about life insurance. Now it’s time to discuss car insurance. Auto insurance is a requirement in order to drive in most states. Most states have coverage minimums, but those minimums may not offer enough protection in a serious accident. For example, California requires 15/30/5 liability coverage. If I were to hit a …
Auto Policy Basics: How Much Car Insurance Do You Need? Read More »