May 2012

13 More Cheap Ways to Celebrate Summer

Summer is here again! Time to break out the flip flops, shorts, and suntan lotion. Oh, and the fruit. All the fruit you can eat! Ripe cherries, sweet strawberries, juicy peaches. My mouth is watering over here. In keeping with my quarterly tradition, here are 13 more frugal ways to celebrate summer, one for each week. Bake a Cherry Clafoutis Basically, clafoutis is a sort of custardy pie with cherries baked…
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How to Diversify and Rebalance Your Investment Portfolio

Most people are aware of the importance of diversifying their portfolios. What they aren’t clear on is how to do that, and then how to proceed once that’s done. It’s not enough just to choose the right balance of investments. You also need to rebalance them once a year to ensure that your investments are on track with your goals. How to Diversify the Portfolio The first step…
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Farmer’s Market Strategies: Early or Late?

I like to get to the farmer’s market first thing in the morning. My parents like to go to the farmer’s market in the afternoon. It may seem like a simple question of timing, but there are other differences. Which do you prefer? Advantages of Getting to the Market Early For me, there are three primary advantages of getting to the market: Fewer crowds. I like to get through…
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Ghosts of Financial Decisions Past

I know that technically the ghosts of past, present, and future are Christmas characters, but Halloween seems like a good time to talk about the ghosts of financial decisions past. Here are three good and bad financial choices I made and the ways in which they’re still affecting me. Three Good Financial Decisions Although I’ve made many bad financial choices over the years, I’ve also made some good…
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How My Parents Taught Me about Money

As part of financial literacy month, I decided to really think about the various ways my parents taught me about money. Some of them were active lessons, others were things I picked up throughout my childhood. Those lessons stuck with me and form my own attitudes and actions towards money. My Piggy Bank Like most kids, I started with a piggy bank. Every time I got an allowance or…
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Causes of Rising Food Prices: Shortages

Today we look at one cause of rising food prices that took a long time to create, and will take even longer to fix, if we even can. That’s food shortages. Food shortages have three causes, actually. The first is climate change. The second is a rising global population. The third is the number of people in emerging societies who want to eat like those in developed countries…
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Budgeting for Disability Leave

My husband has been on surgery disability for several weeks now and we’ve learned a few surprising things about the process, the first of which is that it’s really not that much of a financial strain. Of course, we earn more than we spend, so it might be more difficult for families that are on the edge. Total Reduction in Income My husband’s income, after taxes, is reduced…
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The Joys of Freezing Food

Oh, freezer, how do I love thee? Let me count the ways. I love you for your depth, for your ability to preserve raw materials, for your easy storage options, for your ability to save money and food. I’ve always been a fan of the freezer, but now that I prepare most food from scratch, I’ve really gotten into freezing food. I usually freeze meal components that I…
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