With all the news that credit card companies are closing accounts and cutting credit limits left and right, my first reaction was to get incensed. How dare they reduce my credit? How dare they deny me what I’ve “earned”? Then I realized that my first reaction upon receiving my credit limit increase letters was laughter. There was …
I’m not the type of hoarder you see on those TV shows. That would be way too unfrugal for me! But there are a few things I hoard, and many times those things have proved useful. So here are the things I hoard: Nails, Screws, and Bolts Really, it’s all manner of fastening things. If …
It seems like every blogger I read loves Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence, so I decided to find out what it’s really about. After all the hype, I expected to come away with a complete plan to makeover my entire life. Unfortunately, that wasn’t the case for …
I’m on vacation this week, so I’m posting a series about food shopping on a budget with a twist. Many of the grocery-saving tips I see rely on heavy coupon use and packaged foods. My husband and I could never eat that way. Instead, this series will focus on incorporating all the standard tips into …
How to Eat Well for Less: Frugal Grocery Shopping Read More »
I stopped most of my junk mail and catalogs several months ago. If you did the same, then you’ve probably seen a significant drop in your junk mail. Some days we don’t get any mail, and my husband hasn’t even registered yet! This week I took the bold step of stopping the last of the junk mail …
Monday is Memorial Day, which the stores consider the official kick-off of the summer shopping season. You’ll see sales galore, but you can still be frugal if you try! Check for Deals If there are items you need for summer projects, check the store circulars for coupons and discounts. If the item you want is …
With home prices falling, people who were considering selling are now staying put and learning to live with what they have. But you don’t have to put up with stale design elements. If your home’s size and layout still works for you, here are some simple, mostly affordable fixes that can update your home and …
I spoke too soon! Shortly after I prepared my taxes, H&R Block offered me a copy of their online software to review. They also offered me five Premium edition codes to give away. This will allow you to file a free Federal online return using the Premium version of the software, a $55 value including sales tax. …
We’ve been using Quicken 2005 for several years, but recently it alerted us that it will no longer download our banking transactions after May 1. That means we either have to upgrade to Quicken 2008 or switch to one of the free personal finance software packages. I decided to check out Mint, Yodlee, and Wesabe …
This post is for the ladies. Men really only have one birth control method available to them: condoms. Women have many more options available, but as most women can tell you, birth control isn’t typically cheap. If you want to save a little money without risking parenthood (or another child), here are some cheap birth …
