Happy Halloween! People must be scared by all the bad financial news, because I’ve got just two carnivals to share this week.
First up, the Festival of Frugality #149 hosted by Living Well on Less. My post listing 7 homemade Christmas gifts that don’t suck was an editor’s pick. I also recommend Finding Financial Peace’s tip for shopping post-holiday sales for next year.
Next, Money Hacks Carnival #36 hosted by Free From Broke. In addition to my post about joining an adopt-a-family program, I also recommend Prime Time Money’s advice for starting to save for the holidays early. You might not need help from others, but avoid holiday debt is still a good idea.