When it comes to your wedding photos, there are good ways to find affordable wedding photography and cheap wedding albums, and bad ways to do it. I didn’t spend thousands on my wedding photos, and I spent less than $200 on my wedding album and parents’ album. Nevertheless, I have a beautiful album and fantastic …
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Today we have another guest post from Bradd Libby. His post discusses reducing oil consumption by driving slightly less each year, but you could also extend it to reducing spending without suffering. Just spend 2% less each year. Total up ALL your spending, including necessary expenses, and then aim to spend just 2% less in …
Last year I presented a list of five good ways and five bad ways to spend a tax refund. This year, I doubt most people will be taking their refund checks to Giant Appliance Mart and toting home a big-screen, but here are ten more tips for putting this year’s refund to good use. Catch Up …
If you received a holiday or year-end bonus, it can be tempting to blow the money on the big screen TV you didn’t get for Christmas or take a spur-of-the-moment trip. Instead of wasting the money, use it wisely to get a leg up on your finances in the new year. Here are five ways …
Last week I read a post in Wise Bread that left me confused. The author argued that you don’t need to make a budget, you just need to “leave a little slack,” by which he meant underspend. His argument was that you can’t be prepared for life’s little emergencies if you budget every penny, because …
This year, I have three copies of the boxed version of the H&R Block TaxCut Software: Premium Federal + e-File to giveaway. It’s a $34.95 value. The TaxCut software is similar to the online version, but it lives on your computer. If you want to be able to work on your return without internet access, this is …
Earlier this month, a co-worker quit so he could spend a year traveling the world. Then this weekend the LA Times covered a family who spent six months traveling the world with a toddler. It got me thinking: could I ever do something like that? What would I need to do it? Both my co-worker and the …
At this point, the bulk of the mail I receive is junk mail. I switched to online billing, which means all those letters I receive from my banks are annoying balance transfer or cash advance checks and loan offers. I also receive numerous offers for new magazines, credit cards, and clubs. As I see it, …
This morning, several news sources reported that economists have final declared the end date of the recession – June, 2009. You may be thinking – huh? It’s simple – the formal definition of recession is defined as a certain period of negative growth. When that ends, the recession ends, even if your personal situation doesn’t …
A standard claim is that people who watch less TV spend less on stuff they don’t need. I made the claim myself. But I started to wonder if that’s really true. How influenced are we by advertising? Do we spend more because of advertising or do we buy things we otherwise wouldn’t buy? Are consumers becoming immune …
