Okay, you’ve set your financial goals, or fitness goals, or personal goals, for 2009. You’ve recorded the list somewhere you’ll remember to check. Now what? Here are seven easy steps to help you achieve any goal, but especially financial goals. Make Sure Your Financial Goals Are Reasonable We all have grandiose goals – I’d like to …
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Every few months there’s a new story about unclaimed property. News crews travel to public places armed with computers and help people find thousands of dollars of unclaimed property. Fortunately, you can find your property yourself without paying fees to anyone else or waiting for a news crew to happen by. What Is Unclaimed Property? …
As I said last month, was an awesome month for debt reduction. We met our goal two months early, and now we’re pushing on to drive down more debts. Debt Reduction Progress in October We reached our primary goal of paying off $38,567 in debt on September 22, then we couldn’t decide what else to do. …
All the good financial systems in the world won’t do you any good unless you turn them into good financial habits. Here’s how I made managing my money a habit, and continue to maintain it even though I’m not in charge of paying the bills anymore. So let’s start by admitting that I can be …
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One of my financial resolutions for the year was to track my spending for one month. I chose January in order to start the year off with a bang. Recording my purchases wasn’t really that challenging. It helps that I’m something of a miser, and therefore don’t really spend much money to begin with. For my records, …
This year I’ll be doing nearly half of my Christmas shopping online. Last year that number was probably closer to 75%, but this year I found some of the gifts I needed at Costco. So far I’ve only needed to visit two online stores to get many of my gifts: Amazon and Red Envelope. Red Envelope specializes …
Yesterday, the CEO of Bank of America argued that the bank has a “right to make a profit.” They do, in fact, have that right. But that doesn’t mean you have a responsibility to help them with that. If you regularly use your debit card and don’t want to pay the new $5 fee each …
This morning, several news organizations announced that the White House and Congress have come to a tentative agreement on the economic stimulus plan. The main part of the plan is tax rebates for singles earning under $75,000 and couples earning under $150,000. Each person will receive at least $300, plus an additional $300 per child. There will probably …
A recent story about the spate for credit card fraud involving small charges reminded me of something that happened to me recently. My Potential Credit Card Fraud Scam I don’t actually know that this was fraud, but I know that American Express settled the dispute within four days and neither my husband nor I made the charge. …
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Last weekend, summer arrived early in Los Angeles. It’s gone again, but the brief appearance caused thousands of air conditioners to be fired up for a few days. Even if summer hasn’t arrived where you are yet, now is a good time to check your system or develop a plan for energy efficient air conditioner …
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