Last week my husband and I had an actual use for our emergency fund. We keep part of the fund as a cushion in our checking account and part in a savings account. Every month we transfer our excess income from the checking to the savings, but we wait until our paychecks, mortgage, and major bills …
When you’re invited to a party during the holiday season, or at any time of year, tradition dictates that you bring a hostess gift. Buying a nice bottle of wine for every hostess can quickly add up. Rather than buy wine by the case, stock up on more affordable gifts that you can give throughout …
Once I buy a house, I will also be in the market for a new car. My little Toyota has held up well over the last 12 years, but it’s getting to be time to buy a car built in the current century and with nice features like an MP3 player jack or remote locks. …
It’s officially summer. Although many places started to get hot a few weeks ago, the season officially kicks off today at 4:59 PM Pacific Time, the exact moment of the solstice. In honor of the season of sun, sand, and surf, here are 13 frugal ways to celebrate the summer. Drink Lemonade! I love lemonade …
The second biggest factor in rising food costs are production costs. They have sort of a domino effect: as each part of the food production process becomes more expensive, the end product becomes more expensive. Rising Production Costs Water, fertilizer, seeds, animal feed, and everything else are also getting more expensive. Part of this is due to …
This week I bring you five, count ‘em five, blog carnivals. Since we have so many, let’s dive right in. First, the Carnival of Personal Finance #166 at Daily Finance and Marketing News. In addition to my post about deciding when to pull money from a bank, you might also enjoy Tough Money Love’s 10 warning signs you have …
I’m particularly pleased with that title. So, without further ado (except for this ado), here are the carnivals. The Festival of Frugality hosted by Paid Twice chose my post on the tool sharing database as an editor’s pick. I also recommend Recession Depression Therapy’s advice on what to plant now. Use your shared tools! Next, the Carnival of Personal Finance hosted by …
The World Record for Hosting on April Fool’s – at the Carnivals Read More »
Today is a historic day. We’ll see our nation’s first black President be sworn in. Unfortunately, he won’t have much of a honeymoon period to celebrate his historicness. I gave Congress their marching orders a couple weeks ago. Now it’s his turn. If he’s going to correct our nation’s course, he needs to get to work at …
The first thing we need to buy for our new home is a washer/dryer set. So, How to shop for a washer and dryer you might ask? Well, I’ve wasted a lot of time by going about this in the wrong order. Now you get to learn from my mistakes. Most of these tips will …
This year has had some serious ups, and some serious lows. We elected a historic President. That’s a good thing. And of course, the market fell out of just about everything. That was bad and getting worse. Financial Goals in Review I also had a personal year of ups and downs. Fortunately, they were mostly …
