December 2010

How to Reduce Prescription Drug Costs

Prescription drug costs just keep going up. Rampant TV advertising to consumers and marketing to doctors isn’t helping any. Fortunately, you can find ways to reduce those costs. Use these tips to save money on your prescription medicines. Use a Mail-Order Pharmacy Most health insurance plans with prescription coverage offer a mail-order pharmacy. You can find out if yours does by calling them or logging into your health…
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Save Money on Wedding Photography and Wedding Albums

When it comes to your wedding photos, there are good ways to find affordable wedding photography and cheap wedding albums, and bad ways to do it. I didn’t spend thousands on my wedding photos, and I spent less than $200 on my wedding album and parents’ album. Nevertheless, I have a beautiful album and fantastic photos. Bad Ways to Save Money on Wedding Photography Let’s start with the…
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How to Reduce Car Expenses

In addition to using a Goodyear card to reduce my car expenses, I have a few other ways of keeping my car costs down. As I mentioned yesterday, Goodyear sometimes offers a “12 months same as cash” offer. I learned Saturday that they’re offering it now through April 5. The manager made sure to remind me that the finance charges will apply if I don’t finish paying the bill before…
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Book Review: Munny Journey – Keepsake Journal for Baby’s First Money

I don’t yet have a child, but I’ve been a child, so I think I’m qualified to review “Munny Journey: Keepsake Journal for Baby’s First Money” by financial advisor Brad Dugdale. Given last week’s announcement that it now costs $300,000 to raise a child from birth to 18, this book would make a great gift for young or financially naïve new parents. Munny Journey Sections The journal starts…
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Blog Action Day: Reduce Your Water Use

Today is Blog Action Day and the focus is Water. I live in Los Angeles, where water conservation is a big deal. California is in yet another drought, and Los Angeles has had our water supply drastically reduced due to court orders. Although reduced yard watering schedules, increased use of native plants, and low-flow appliances and fixtures have brought our water usage down to 1970s levels, we still have a…
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Reduce without Suffering: The 2% Solution

Today we have another guest post from Bradd Libby. His post discusses reducing oil consumption by driving slightly less each year, but you could also extend it to reducing spending without suffering. Just spend 2% less each year. Total up ALL your spending, including necessary expenses, and then aim to spend just 2% less in 2010. For example, if you spend $100,000 a year, reduce that by $2,000.…
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The Carnival is Back

Gee, it seems like just last week the carnival was in town and now it’s back already. This week, the Festival of Frugality #114 included my post about saving money on taxes. I also recommend an article on being extravagantly frugal from the Not Jet Set blog. Broke Grad Student brings us the Carnival of Personal Finance #141, which includes my post about five ways to spend a tax refund. I also liked Rather Be…
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Is Money a Relationship Deal Breaker for You?

Today features a guest post from Living Almost Large. She has an interesting perspective on relationships and money – something we should all consider before we walk down the aisle. Hi I’m LAL from LivingAlmostLarge and LAL Musings. I am a twenty-something DINK writing who writes about personal finance and everything else. I am searching for true financial freedom and the ability to one day “Live Large”. I recently hosted…
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Election Day and the Wonders of the World at the Carnivals

The election is over and now we can return to normal life. Three personal finance blog carnivals have already done just that. Here are my top picks from this week’s carnivals. The Festival of Frugality #150 was hosted by Bargain Briana. In addition to my post regaling you with ten financial frights, I recommend Credit Withdrawal’s post about the day he had to explain the difference between being poor and reducing spending. The Carnival…
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