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Stock Up on Baking Supplies in November

Leave a Comment / Budgeting / By Aryn

Even if you’re not giving food gifts, you probably still have a lot of holiday baking to do. Between contributions to various parties and holiday meals, this is the season when nearly every family bakes. Fortunately, the grocery stores have noticed this trend and offer stupendous deals on baking supplies in the weeks leading up to …

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How a Reduced Credit Limit Affects You

Leave a Comment / Credit Cards / By Aryn

If you have a credit card, then you’ve likely heard stories of credit issuers drastically reducing credit limits and wreaking havoc on credit scores. So far, I had been spared, until today when I received the dreaded letter. My case wasn’t as severe as most, but I still called the bank to see if I …

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Are We Headed for a Major Economic Depression?

Leave a Comment / Financial News / By Aryn

If you saw much of the news this weekend, then you heard the drumbeat of depression fears. Politicians, economists, and reporters are calling this the worst financial crisis since the Great Depression. They are NOT saying we are in a depression. They’re not even saying we’re definitely going to have one. But they are saying …

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Signs You Have a Good Real Estate Agent

Leave a Comment / Home Buying / By Aryn

If you don’t have a good real estate agent, your search could take longer and be more frustrating. In some ways, a bad real estate agent could be worse than no agent. If you’re feeling iffy about your agent, compare his or her performance to this list of good agent qualities. Note, this is for …

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Make the Most of the Cool Weather with a Fall Cleaning

Leave a Comment / Home Maintenance / By Aryn

In some parts of the country, cooler weather has arrived. The same is sort of true in Los Angeles, but only for a day or two at a time. Still, the return of fall always makes me a little sleepy. I long to snuggle into a cozy couch with a good book. But first, this …

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How to Find Affordable Massage Therapy

Leave a Comment / Health Costs / By Aryn

When people hear “massage” they either think of an overpriced spa or the kind that comes with a happy ending. You may be surprised to learn that you can find affordable massage therapy without visiting the red light district. I did just that and am very pleased with the results. I was in a car accident …

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picture of a cracked phone screen, so do i need phone insurance?

Why Cell Phone Insurance Isn’t Worth It

Leave a Comment / Insurance / By Aryn

Mobile Phones and services are everywhere! You got AT&T, Cingular, Sprint, T-mobile, etc. Probably some of them have asked you if you’d like phone insurance, and maybe you’ve also asked yourself “do I need phone insurance?”. So, do you really need it? This has been a rather frustrating week. First, it’s a deluge this week, …

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That Makes Me Stabby: Black Friday Violence

Leave a Comment / That Makes Me Stabby / By Aryn

I haven’t been stabby for a few weeks, but here we go! As I said last week, I am not a fan of Black Friday. I also found it interesting to discover this morning that Black Friday wasn’t that big a deal as little as 10 years ago.  Now thanks to greed, corporate and otherwise, it has become a …

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Open Enrollment and Annual Benefits

Leave a Comment / Insurance / By Aryn

This is the season of open enrollment. If your company, like most companies these days, does the annual health insurance dance, check with HR to find out when your open enrollment period is and make the necessary changes. You should also check to see if your plan operates on a calendar year or benefit year …

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Compare Republican Presidential Candidates on the Issues

Leave a Comment / Retirement / By Aryn

As I said yesterday, voters in six states have had their say on the 2008 presidential candidates. As always, the presidential election is important, but voters this year face very serious issues. No matter where you stand on the issues, it’s important to consider all the candidates and then choose the one who best matches …

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