I mentioned some of the new rules that were put into place with the CARD act, so you may be wondering, “Will these new rules affect my credit score?” In a word, no. Of course, it’s not entirely that simple, but the rules were not intended to improve your credit score. They were intended to improve …
Over the course of the last two weeks, mortgage rates “skyrocketed” from 4.85% to 5.45%. Some people are acting like this is the end of the world, but really it’s not. Although it will affect people’s bottom lines, in the long run it’s probably good for the economy. Higher Interest Rates and Your Current Mortgage …
Summer is the season when most cities host free or nearly free cultural events. Of course, this is also the season when you can choose to spend big bucks to experience culture under the stars. Los Angeles is brimming with options, but here are some ideas for finding free or nearly free cultural events near …
My cousin recently went on her college tour and she looked at my old school. When I learned what they now charge for tuition, I was shocked and angry. In fact, I was stabby, for the first time in almost three months! I went to a good school, and enjoyed my time there, but it is …
Another Friday, another carnival round-up. These are my picks from three of this week’s carnivals. First up, the Festival of Frugality #145 hosted byValue Your Life. He chose my post making the Case for Frugality as an editor’s pick! I also enjoyedThe Enhance Life’s post about impulse buying. If you’ve decided to say no to consumerism, read this post to …
I’ve been waiting a long time to buy my new car. My trusty Toyota Corolla had just turned thirteen-and-a-half when the mechanic informed me that three of the four engine mounts were broken. It would cost $538 to repair it. I already planned to buy a car in November, so my husband and I decided …
The credit series will resume tomorrow, after this brief interruption for Earth Day. A lot of people are looking for ways to save money these days. Although they don’t intend it, their newfound frugality may also be good for the environment. However, it also helps to be intentionally eco-conscious when making frugal choices. Here are ten …
Celebrate Earth Day – Reduce, Reuse, Recycle (and Save Money) Read More »
Recently I stayed at a Sheraton hotel for business. Upon checking in, I discovered I’m a Starwood Gold member. I don’t know how that happened, but I was more than happy to take advantage of the perks offered. That got me thinking – how many ways can travel rewards help you save money on a …
As each holiday season rolls around, people start talking about gifts as expressions of love. To some extent, yes, you should try to buy thoughtful gifts for the people you love. I think choosing gifts carefully shows that you really know the person and their interests. However, I start to get stabby when I hear people, especially …
The Roth 401K was introduced in 2006 as a counterpart to the Roth IRA. It was originally set to sunset in 2010, so most employers chose not to offer it. The sunset provision has been removed, so many employers are offering them this year. If your employer offers it, you should seriously consider switching into …
