Well, it is summer, so I suppose it’s apple pie season (which is odd, really, because apples are a winter fruit and yet we think of apple pies and the 4th of July together.) Anyway, I digress. So let’s get straight to it. First, the Carnival of Personal Finance #204 hosted by Earn What You Spend. In …
It was a busy week at the blog carnivals. This week I have four round-ups to share, so here they are. First up, the Carnival of Debt Reduction #143, hosted by Moolanomy (Pinyo’s been busy). He chose my May debt reduction progress as an editor’s pick. If you liked that post, you might also enjoy Nate David Scott’s debt …
Just like the living debt, sometimes old debts can come back to haunt you. This is called zombie debt. The good news is that you can fight this illegal debt collection without having to pay them a penny. I tell you how in the last of my five-part series on credit. What is Zombie Debt? Zombie debt …
If you own a home with a mortgage, then your lender requires you to have fire insurance to protect your/their investment. However, many people find that they are underinsured after a fire. If you’ve had your home for more than a few years, you should call your insurance company and a few others to compare …
This week I hosted Money Hacks Carnival #19. Check out all the great posts. In addition, we have to other carnivals to feature this week. First, the Carnival of Personal Finance #159 hosted by Greener Pastures. If you liked my post about sharing community resources, you might also enjoy Penny Jobs explanation of Indian style of livingcommunally. Next, the Festival of …
Cheap Flowers and Community Resources at the Carnivals Read More »
As I mentioned the other day, we’re saving about 25% of our monthly take-home. We didn’t start out there, but we’ve come a long way since I started this blog. Back then, we spent every dollar we earned either on debt payments or living expenses. Now we save a substantial portion. As part of financial literacy …
In case you haven’t heard, California is headed for disaster. No, not the Big One, an economic disaster. Because voters rejected some taxes and cuts that would have resolved our budget issues for this year, the governor is making draconian cuts to try to shore up our collapsing budget. Basically, we’re broke and the voters …
Which is Easier to Fix: California’s Budget or Yours? Read More »
Getting engaged is exciting and frightening, and it’s easy to get carried away in the moment. Hopefully you and your intended have already laid everything on the table before you even considered taking the next step, but if you haven’t, take some time to ask yourself and your intended these five questions before a ring …
Six Questions You Must Ask Before Getting Engaged Read More »
As I’ve posted numerous times, I am anti-Valentine’s Day. Yes, I’ll cook a nice dinner and spring for a card, but I’m opposed to the price inflation that accompanies the gifts and dinners out on this occasion that really doesn’t mean anything. Still, I know a lot of people feel compelled to do something for …
In my head, I’m ready to buy a home. I’ve done some research, I’ve even blogged about it. I’ve made my list of dealbreakers. I’ve attended open houses. But now I’ve reached the stage where it’s time to get real and I find myself filled with fear. The whole process is just so intimidating. It’s …
