Economic slumps result in budget cuts and service reductions in many industries. The healthcare sector is no different. A recession can trigger dismissals, freezes in hiring, and downsizing. These developments have an impact on nurses, the largest professional group in healthcare. Currently, a person working as a nurse in the United States earns an average …
Deciding to take a trip to somewhere should get you excited. It is not very often that one can experience new cultures and ways of life. At the same time, reality might soon set in that you need to find a way to pay for this new adventure. Even with a full-time job, you might …
Understanding how to properly budget is not a strength possessed by many college students. Unless you are working your way through college in order to pay for your studies, there’s a good chance you have no idea what the real world is actually like. There are so many college grads who enter the real world …
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There’s no dispute – college is costly! A recent study by the Federal Reserve Bank of New York found that a whopping 44.7 million Americans still have outstanding student debt. And it’s no surprise why: college tuition and rent cost a lot of money. To top that off, it’s hard to take up a job …
When they see the pictures, most people think I spent hundreds of dollars on my bridal bouquet. The truth is, I spent $180 on ALL of my flowers. That included my bouquet, five bridesmaids bouquets, my mom’s bouquet, a floral candelabra for the reception, 12 chair hangers for the aisle, and a rose-petal strewn aisle. …
FICO credit scores determine whether you’ll qualify for a loan or credit card, and if so, what your interest rate will be. A low score can cost you thousands of dollars over the life of a mortgage To help you learn more about this vital piece of information, I cover what goes into your scores …
If you were counting on a holiday bonus or tax refund to pay off your holiday charges, you may not be able to. According to Hewitt Associates, 63% of companies surveyed don’t plan to give holiday bonuses this year. Due to the credit crunch, many businesses that previously offered bonuses have had to forgo them …
The April issue of Glamour Magazine features a short piece by Suzy Welch explaining the theory behind the 10-10-10 rule. The rule is simple: before you make a decision, ask yourself: “What will the consequences of my options be in 10 minutes, 10 months, and 10 years?” Then act accordingly. In her example, she describes a time …
If you read many stay-at-home mom blogs, you’ve heard about the CVS Extra Care Bucks craze. It works like this: CVS was over-priced, so they started offering Extra Care Bucks on various products. When you buy that product, you earn back these bucks, which you can use to pay for other products. In addition, you …
Last February, I showed you our monthly household budget and our cash-flow budget. Our cash flow budget is updated monthly, and sometimes more than once a month, but we haven’t updated our spending breakdown since February. Given the drastic changes in our debt load, and rising costs for gas and food, I decided to see how …
